So, I was driving out of town and coming to a traffic light, my mind - as usual - wandered and didn't pay attention to the traffic lights turning red. I tried to slowed down as much as I could (not that I was driving quick, between 30-40mph) but not in time to hit the back bumper of the car in front.
No one was hurt and no major damage to my car (except for the reg plate taking slight damage) and the other car back bumper was slightly bent and the connector they use to add a trailor was slightly damaged.
Exchanged numbers and discussed options. Insurance route and I suggested sorting it privately. Will await what happens but for the picture below how much would it cost to sort privately?
I also don't know what I need to do whichever route we choose I.e. telling insurance if we sort it privately. If I call insurance, do I just tell them what happened in preparation for the other person getting in touch?
Thanks