I would not listen to any of the qualitative statements in this thread, such as:
The first time is special
Wait till you meet someone nice
Sex is a luminous gift and we should not degrade it
Statements such as those are normative, irrational and are just the remaining religious vestiges of society's attitude towards sex. If people want to advice you, they should actually use statements that mean something.
Sex is not that special, it is a base indulgence that feels good, that many animals take part in; such as ourselves, humans. It feels great, but it is just mating and nothing more. The following reasons those simple opinions were formed, to stop children being conceived out of a stable family, to stop rape, to reduce the spread of STDs and to encourage monogamy (as people get especially possessive in relationships).
What you should do?
Take into account:
How much you want to have sex and how much pleasure and reassurance you think you will gain from being “experienced”
The cost of this escort,this might be expensive but a few nights clubbing to try and impress a girl can cost much more
Take into account that the STD risk is high, bacterial, viral and pubic lice. I have read many reports on escorts and STDs e.t.c
Also take into account your doubts and other society's reaction to your action (which I believe will mostly be negative).
Although a somewhat irrational reaction, I am sure you will feel bad about your deviant behaviour. This reaction cannot be helped, rational thinking will do very little to overcome the social stigma.
Also take into account your friends will goad you incessantly. If you try to keep it a secret it may come out, and if it does, you will have a real problem ever getting a girlfriend.
My evaluation: do not do it. I believe your doubt, is indicative of the fact, that you would not be happy with the social stigma and the attached risks of this action (the risk of your unknown reaction after the event is too high, many people actually commit suicide) . But still attempt to quantify, the positives against the negatives for yourself, only you can do this as it varies from person to peron.
My own actions: I would not; I am abstaining (I will not go into my reasons for this. But I will say, the reason is not religious and is just based on personal philosophy). I also do not like to associate with such pathetic life forms (normative statement and a generalisation, but this is not important so needs no clarification).