I am about to finish my 3rd year of a 4 year integrated masters course - I had applied elsewhere to do my 4th year but was rejected, so will stay on and complete my masters at my current institution as planned originally. This is being funded by the normal student loans at £9k a year. However, I am considering reapplying for the other masters course after completing my 4th year here, since I believe this will help me with international applications to grad schools (although that is for another discussion...).
Anyway, having already completed a masters, I won't be eligible for the new £10k postgrad loans coming in if I want to complete this second masters course (at least I think this is a case - I assume an integrated masters, although technically still an undergrad course, makes me ineligible for this postgrad loan). So I was wondering, aside from funding the £10k per year course myself (which is unlikely) or getting a scholarship (even less likely), what are the options for a home student in funding something like this? Are there other loans which are even comparable in terms of interest rates/ease of paying back over time that are not the standard student loans from the government? My main worry is that it may be quite hard to pay back a normal (non-student) loan if I am only a graduate student, since I won't be earning much.
In summary: I will have completed an integrated masters course, want to apply for another one year masters course, but ineligible for new postgrad loans for this, since will have already completed my (integrated) masters - what are my options? Thanks!