If it's not the level of water in the expansion tank itself, it could be the coolant in the radiator. Make sure that oil is topped up as well. I know when I had a Ford KA, I thought that the level was just below the maximum. Appearances can be deceiving, so be sure to check by opening up the cap and sticking something in there. I know you said that you checked, but still...There could also be the chance that there is a leak in the radiator itself or the cooling system isn't working.
Cars will run hotter with the warm weather, as well. Short journeys will also tax a small engine very heavily. Especially with the stop-start nature of traffic. Adjusting your driving style could work if the journey involves a lot of start-stop traffic.
If the dials in the car do not say too much, I wouldn't be that worried at that point, but it could be something that you'd have to troubleshoot further, or to take it to a garage.