The Student Room Group

Halifax overdraft extension rejected..

I'm not in to my overdraft yet and my limit is £500 which is fair enough but I would like to extend it and they just outright said "no" (I did it online). Shall I ring and beg or just assume I can't extend it? >.<
Reply 1
Do you need to extend it? If you haven't used your overdraft yet they probably have no idea of your credit history so are unwilling to extend your overdraft. You can either move to a bank with a higher guaranteed overdraft or wait until your really need it (when you've used up the £500 one and hope they agree).
Reply 2
Halifax are renowned for offering the biggest theoretical overdraft and giving it to virtually nobody.

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