The Student Room Group

Who here uses credit cards these days?

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Reply 100
Original post by MehMachine
Is it possible to get a credit card acceptance with no previous credit history and just loan+bursary+grant £7,125 (plus holiday work) as an income?

Meh,


naturally theres always going to be companies out there giving cards to people in your position, capital one and who ever runs the vanquish card schemes being prime examples, id be careful with them though the interest rates on them are sky high
Reply 101
Original post by El Torres
So which one gives the best rewards then? I don't really know what kind of rewards I want but there you go.


well its very hard to answer a question like that unless you do know what kind of rewards youre after ... some offer cash back incentives, air miles, free balance transfers, free cash withdrawels, reward points to be redeemed on what ever you wish, conciege services, free upgrades where applicable, preffered seating. necter reward points etc. etc. etc.
cards offer all sorts of rewards see the links below :smile:
http://www.moneysupermarket.com/credit-cards/rewards/
http://www.telegraph.co.uk/finance/personalfinance/borrowing/creditcards/7583799/The-best-credit-cards-rewards.html
http://www.moneysavingexpert.com/cards/best-credit-card-rewards
Reply 102
Well I know most rewards take forever to get something worthwhile. For example air miles, you need to spend a lot to get anything worst a good trip. It could be interesting though. Maybe in 10 years I could have one super round the world trip or something.

Is there a system that gives me the quickest rewards. No matter what it is. As in I don't have to wait ages to see the benefit or spend loads, I could get something worthwhile out of the card quicker than normal. That may be asking too much but I don't know. I guess the rewards would not be very good if I wanted to go for that. Still it might be slightly useful.


I could always use my dads credit card so we both use it and get rewards quicker, that's allowed isn't it? Or set one up in both or our names with a decent reward system.

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