Hi I’m new here and I’ve been reading many forums.
I’m 16 in yr 11. My GCSE’s are soon and I’m working really hard to get the good grades. I really do hope I still have a bright dream future as a lawyer to make my family proud
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To keep this quick and snappy, I was enticed to commit fraud on a halifax account I have. This is different from AC, it’s called ATM Fraud.
For those who don’t know, you take out money and trick and atm it never gave money. You call the bank, and they’ll give you the money.
I gave my card to a friend in school who Ik does fraud, he convinces me that it’s risk free. He sends it to a guy he trusts to do it, my friend calls the bank for me. The guy does it twice in a row, (Does it on Saturday, money arrives Monday. Takes out the money through the atm fraud, my friend calls, I get the money on Tuesday).
The money gets taken out to be given to me, (total of £1000 has been refunded, £500 each “job” and I get 50%)
Shortly afterwards, I get a text from Halifax saying they are closing my account in 60 days.
I have a child trust fund with Halifax and idk what it’ll do to that too
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After reading many forums, it’s most likely I have a CIFAS on my name. Tbh, I don’t really know what good is me saying it here, but I think I just need some advice on the matter and what I can do to confirm if I have a cifas. I really don’t want my parents to know and it’s a mistake I accept, I was just blind to the money, I really didn’t think I’ll get caught but here I am.
Please guys I jus need some advice, and idc if u have negative things to say really...
TL;DR I did atm fraud with my friend and Halifax is closing my account. I jus need some advice as to what is going to happen and how I can cope with any consequences that may follow ..