Running out of time to complete MSc?

Hello, can I have some advice please?
I've been studying an MSc via distance learning, it's very flexible and I've done 4 modules and now I need to do a workplace project. I had to take a little break for having a baby, and now I'm due to go on maternity leave again in February. I haven't got enough time to do my workplace project before I go on mat leave, and by the time I return to work I'm going to struggle to fit it in before the end of the 7 year period for completion. I've also lost all motivation to do it, but that's beside the point. I've already been paid the full postgraduate loan amount, what would happen if I don't complete the final bit of my MSc or if I run out of time? Would I expected to pay back the whole loan or just the bit I haven't done yet? Many thanks x

Original post by hkstone

Hello, can I have some advice please?
I've been studying an MSc via distance learning, it's very flexible and I've done 4 modules and now I need to do a workplace project. I had to take a little break for having a baby, and now I'm due to go on maternity leave again in February. I haven't got enough time to do my workplace project before I go on mat leave, and by the time I return to work I'm going to struggle to fit it in before the end of the 7 year period for completion. I've also lost all motivation to do it, but that's beside the point. I've already been paid the full postgraduate loan amount, what would happen if I don't complete the final bit of my MSc or if I run out of time? Would I expected to pay back the whole loan or just the bit I haven't done yet? Many thanks x