I have an insurance choice of Manchester with offered my ABB, i really like it and it has all the important things for an issuance (ie. accommodation guarantee)... my biology teacher kept trying to get me to aim really low for an insurance, ie. have a BBC/BCC offer... i wasn't having any of it, i'm not snooty, i just work very hard and i'm not going to aim that low....
tbh, theres no point applying somewhere you think you would hate, and the thing thats going to make you work hard is getting an offer from somewhere you love and wanting to meet the grades so you can go there, or at least that will be the situation with me... XD