The Student Room Group

Can’t afford to live anymore?

I paid £700 for rent and £500 on car repairs and my wage is all gone in one day. What should I do? I don’t have much savings, should I get a second job? I work 18 hours a week and go to uni. I applied to SAAS for a grant but they rejected it when I stated in September.
Get rid of car. Sorry but it's the only way
Car is a luxury for students. Car insurance, MOT, fuel, car repairs. If you don’t have spare money you should use the bus instead
Reply 3
Original post by Owenstampy
Get rid of car. Sorry but it's the only way

There is no bus routes to my work so I need a car.
Do jobcentres or the council still rant loans for these situations?
Also this is why people should get small motorbike licences by default when they have a car licence like other EU countries.
Original post by Anonymous
There is no bus routes to my work so I need a car.

Hobsons choice. Can't afford to run a car. Get a bicycle or a small moped
Original post by Anonymous
There is no bus routes to my work so I need a car.


Use your car to do Uber or Uber eats then I guess
Do you have an overdraft or credit card?
Payday loans are notoriously high interest.
Can your family help?
Have you spoken to the hardship team at uni?
Reply 9
Original post by londonmyst
Do you have an overdraft or credit card?
Payday loans are notoriously high interest.

I have a £1500 overdraft available on my bank account
Original post by Anonymous
I have a £1500 overdraft available on my bank account

Surely you can use that sparingly til next month? Especially if it’s a student account
Original post by Anonymous
I have a £1500 overdraft available on my bank account

You can try and use £400 out of your £1500 overdraft until your next payday.
£300 for basic/food/travel and £100 in emergency cash just in case you need it.
Original post by Sammylou40
Can your family help?
Have you spoken to the hardship team at uni?

My mom doesn’t like to help with my finances, I haven’t spoke to my uni yet about it.

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