I have my own car, I'm the main driver and I have my mum as an additional driver. I wanted to add my sister to my insurance as a provisional driver, so she could practice in my car to pass her test.
However when I asked my insurance provider if I could add my sister to my policy I was refused. Probably because I'm only a new driver myself and my sister wouldn't be allowed to drive with only me as a passenger.
I don't want to change my insurance policy because I lose my NCB, so the only answer I can think of is to have my mum take out a separate policy as a main driver, with my sister as an additional driver.
I've read that you are allowed to have two policies on one car, but I still don't know whether this is a bit dodgy, given my mum would be insured on my car under two policies, one as a main, and one as an additional driver?