How much is your car insurance?
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I've only just passed and to upgraded provisional insurance to full-licence insurance I believe it was £400 for 3 months.
In August, when I renew it, I'll have a years' NCB and it will be around £800 for the year. Unlike my friends, I am the registered owner and main driver - no fronting here - and my insurance will be lower than theirs because of my NCD.
In August, when I renew it, I'll have a years' NCB and it will be around £800 for the year. Unlike my friends, I am the registered owner and main driver - no fronting here - and my insurance will be lower than theirs because of my NCD.
when i was 17, £3200, I'm 18 now £1800 2009 renault clio
£1200 for me and my girlfriend to be coverd on three cars, multi car thing.
. Renault clio 1.5dci (hers, 4 years NCD on this)
. Renault clio 1.5dci (his, 0 years NCD on this)
. Renault Megane R26.R (his, 4 years NCD on this)
No points, I was 22, now 23, she's 24, no claims, mortgaged house, both full time employed, limited miles on Megane.
. Renault clio 1.5dci (hers, 4 years NCD on this)
. Renault clio 1.5dci (his, 0 years NCD on this)
. Renault Megane R26.R (his, 4 years NCD on this)
No points, I was 22, now 23, she's 24, no claims, mortgaged house, both full time employed, limited miles on Megane.
Can anyone tell me when the lower car insurance for females stops? I thought this had come into place already but my twin friends are being quoted for the same car:
Daewoo Matiz 54 plate worth 2k
Him £5500
Her £2253
Both passed around the same time, both new drivers age just gone 18 (well they would be as they are twins!) neither has any NCB
Great for her, stinks for him.
Daewoo Matiz 54 plate worth 2k
Him £5500
Her £2253
Both passed around the same time, both new drivers age just gone 18 (well they would be as they are twins!) neither has any NCB
Great for her, stinks for him.
Original post by white_zinfandel
Can anyone tell me when the lower car insurance for females stops? I thought this had come into place already but my twin friends are being quoted for the same car:
Daewoo Matiz 54 plate worth 2k
Him £5500
Her £2253
Both passed around the same time, both new drivers age just gone 18 (well they would be as they are twins!) neither has any NCB
Great for her, stinks for him.
Daewoo Matiz 54 plate worth 2k
Him £5500
Her £2253
Both passed around the same time, both new drivers age just gone 18 (well they would be as they are twins!) neither has any NCB
Great for her, stinks for him.
It wasn't going to completely stop from my understanding of it, they were just going to take out some of the bias, though that does still seem very biased.
Original post by white_zinfandel
Can anyone tell me when the lower car insurance for females stops? I thought this had come into place already but my twin friends are being quoted for the same car:
Daewoo Matiz 54 plate worth 2k
Him £5500
Her £2253
Both passed around the same time, both new drivers age just gone 18 (well they would be as they are twins!) neither has any NCB
Great for her, stinks for him.
Daewoo Matiz 54 plate worth 2k
Him £5500
Her £2253
Both passed around the same time, both new drivers age just gone 18 (well they would be as they are twins!) neither has any NCB
Great for her, stinks for him.
I was under the impression it was due to be implemented around december.
There could be other factors affecting it, do they have different jobs?
A quick google has told me the rule comes into effect the 21st of December this year. http://www.dailymail.co.uk/news/article-1361750/Car-insurance-women-soar-25-men-face-10-CUT-EU-rules.html
Original post by white_zinfandel
Can anyone tell me when the lower car insurance for females stops? I thought this had come into place already but my twin friends are being quoted for the same car:
Daewoo Matiz 54 plate worth 2k
Him £5500
Her £2253
Both passed around the same time, both new drivers age just gone 18 (well they would be as they are twins!) neither has any NCB
Great for her, stinks for him.
Daewoo Matiz 54 plate worth 2k
Him £5500
Her £2253
Both passed around the same time, both new drivers age just gone 18 (well they would be as they are twins!) neither has any NCB
Great for her, stinks for him.
Wow. Kind of stinks for both, I'd say - over two grand is still reeeally pretty pricey, even for a new driver! Who with?!
Still, it's been through the European Courts, so hopefully that will change soonish - on the one hand, it is undeniably outrageous sexism, on the other hand, enough 18-25 year old men crash to actually bring down the average male life expectancy, so...
In answer to the original question, I'm with a female friendly insurer, just paid around £500 for insurance on an 8 year old mini, 23 year old female with a crash two years ago. S-weet.
EDIT: also, just get him as an additional driver with her as the principal driver, surely? It'll bump hers up a bit but means they certainly won't be paying nearly £8k between them. Putting me on my boyfriend's made it cheaper....
(edited 11 years ago)
Original post by white_zinfandel
Can anyone tell me when the lower car insurance for females stops? I thought this had come into place already but my twin friends are being quoted for the same car:
Daewoo Matiz 54 plate worth 2k
Him £5500
Her £2253
Both passed around the same time, both new drivers age just gone 18 (well they would be as they are twins!) neither has any NCB
Great for her, stinks for him.
Daewoo Matiz 54 plate worth 2k
Him £5500
Her £2253
Both passed around the same time, both new drivers age just gone 18 (well they would be as they are twins!) neither has any NCB
Great for her, stinks for him.
It says in this article there's going to be a £362 rise for women.
http://www.dailymail.co.uk/news/article-2111318/Women-face-362-rise-car-insurance-EU-ruling-means-lose-benefit-having-fewer-accidents.html
Its crazy I don't understand it. Both are students but both have part time sales assistant jobs but in different stores, but both retail high street chains. Interestingly quite a few girls at college are insured on their mum's cars and lots of boys can't get cover because the cost is outrageous.
The quotes above were with Bell insurance which I think is part of Admiral or AXA or somethign like that.
The quotes above were with Bell insurance which I think is part of Admiral or AXA or somethign like that.
Original post by snufkin_
I was under the impression it was due to be implemented around december.
There could be other factors affecting it, do they have different jobs?
A quick google has told me the rule comes into effect the 21st of December this year. http://www.dailymail.co.uk/news/article-1361750/Car-insurance-women-soar-25-men-face-10-CUT-EU-rules.html
There could be other factors affecting it, do they have different jobs?
A quick google has told me the rule comes into effect the 21st of December this year. http://www.dailymail.co.uk/news/article-1361750/Car-insurance-women-soar-25-men-face-10-CUT-EU-rules.html
Well I did see this article yesterday via Google but its actually dated 16:31, 3 March 2011
When you open the Daily Mail website it always has today's date on the top so you can be fooled into thinking all the articles are new.
I thought it should have come into effect LAST December, but doesn't appear to have done?
Anyway, don't know why I am so concerned - I am a girl but I can't afford a car anyway, so it all sucks to me.
(edited 11 years ago)
You can bet that rather than bring the men's premiums down and the women's up to bring them inline, the men's will stay exactly the same and the women's will increase, because insurance companies obviously don't make enough money. I cannot wait until I am older in regards to car insurance
Original post by XMinty
You can bet that rather than bring the men's premiums down and the women's up to bring them inline, the men's will stay exactly the same and the women's will increase, because insurance companies obviously don't make enough money. I cannot wait until I am older in regards to car insurance
I heard that was what they were doing anyway to be honest.
I've found Diamond good for female drivers with smaller engine cars
My first year insurance was 600 to be the names driver
Also going by experience if you put your parents on the insurance as named drivers it brings the price down
Brought mine down by half
Original post by white_zinfandel
Well I did see this article yesterday via Google but its actually dated 16:31, 3 March 2011
When you open the Daily Mail website it always has today's date on the top so you can be fooled into thinking all the articles are new.
I thought it should have come into effect LAST December, but doesn't appear to have done?
Anyway, don't know why I am so concerned - I am a girl but I can't afford a car anyway, so it all sucks to me.
When you open the Daily Mail website it always has today's date on the top so you can be fooled into thinking all the articles are new.
I thought it should have come into effect LAST December, but doesn't appear to have done?
Anyway, don't know why I am so concerned - I am a girl but I can't afford a car anyway, so it all sucks to me.
I know it's based from last year. The law was passed in December 2011, and will come into effect December 2012.
Personally, I don't think the male - female differences is any less unfair as the postcode differences. But hey, it's all about statistics and the prices suck. However, it's only the first year or so that's astronomical, my insurance renewel goes down by nearly £1000 just for one years no claims so I'm happy.
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