Alternative to going to university in UK 9k is 2 much.

and debt is debt

The student loan debt is not the same as any other debt from a bank or other lending organisation. It's unique in the sense that:

1. you pay back through your pay cheque, and repayment is set at 9% of what you earn above £21,000, if you don't earn above £21,000 you don't repay - no other debt repayment is linked like this to your earnings
2. the debt is automatically written off when you die - no other debt has this
3. the debt is written off when you become permanently unfit for work due to a disability - no other debt has this
4. the remaining debt is written off after 30 years, no matter what - no other debt has this
5. the debt is not included in your credit score - all other debt is included in your credit score

Thank you for that man it's good info.

Sorry to be blunt, but I don't think you do. As long as you work in the UK, your repayment comes off your pay, you don't realise that you're paying it off because you yourself don't do the repaying, it's your employer who does the paying off for you before he pays you (this is very simply formulated).



When you die, your debt is written off immediately, so you won't have any debt against your name when you face your creator.

I know that if u go uni from home u won't need to take out any loans. AND it's possible of u look at the grants u can get that the 9k would be a lot less and working part time u can pay it off and it might be a little cheaper than abroad infact if u want to do this u need to start working Now or ask ur parents to start saving up do seriously consider this it's a big possibility.

I would still apply abroad and since u can start getting into top notch courses with lower grades I would still seriously consider it anyway.

Yes, however in terms of getting funding for going abroad I have that sorted out alhamdurillah.

EPFL in Switzerland charge 500 Swiss francs a year to study there. It's a really good university as well.

Alhamdullillah that's good. I know if I go to my firm uni I can live at home and with all their grants added I can just pay it off with a part time job. Although to not let it accumulate interest in the first year I'll have to save up 9k this year in advance. I decided not to do it for other reasons but what ur doing is good keep at it.

EPFL in Switzerland charge 500 Swiss francs a year to study there. It's a really good university as well.

Living costs in Switzerland are insane though.

Living costs in Switzerland are insane though.

Yeah they have a cost break down on their website. I think it works out at about £12k per year after accommodation, health insurance, tuition fees, books, and living expenses. It's steep but less than what you'd pay for the above in the UK.

Maybe doing a year in industry there will help pay for everything. I'd expect an engineer at EPFL and its sister university to be capable of getting an internship in a well paid Swiss company (banking industry?).

With the brilliant transport system, maybe living across a border in another country and commuting to the uni may be an extreme option?

Also, on the topic of commuting, I have been commuting during my masters - 1.5 hours each way - and I wouldn't recommend this to anyone.