Cooperative Young Drivers Insurance - Is anyone insured by them?

^^^^ fk them how about CO-OP?

They wouldn't quote me and my twin brother on the same car (which is what we really need)
But that aside, I can get the quote down to about 3500 if I say my mum is doing more miles than me. But I just feel 3500 for a black box is ridiculous.

Yea, I'm on 1300 plus for a blackbox and even if it's cheapest quote I could get insured on, I hate the thought of having this **** watch everything I do.

What are you putting on your quote? You putting your confident for everything, arrive appointments 10 mins early? what you put as your occupation? Don't put student, put cashier/retailing.

Say 0 to carrying any passengers, won't drive after 11 - 6 am,

Put your mum on, do the exact same things, won't drive after 11- 6, won't carry any passengers, 5 for confidence etc, and put locked in garage, and put she will be driving 10,000 - 12,000 miles per year.

Same for your bro too, put you two as driving 0 - 1000 miles per year.

Edit: Am I still classed as main driver if I say my mum is doing 10k yet I am only doing 1k?


let me know the new quote.

I'll try without my bro as they refuse to quote with two young drivers on there.

I'll try the rest, but I don't want to lie about everything because I know in the even of a claim it wouldn't be valid insurance. Like I have garage so that's fine, but wont it be obvious I wont be driving 1000 a year and my mum is never going to be driving 10k

I need to say driving after 11 occasionally too, as I will probs drive home from parties once every now and then.

You should put yourself as 2000 miles at least, You're only covering the named driver for those miles. It's like saying you'll drive it daily to the shops and small trips but your named driver will be doing a few trips a month but are of higher milage routes.

BTW if you're able to pay the cost up front try Elephant insurance as they were pretty cheap for a Ford KA when I was doing quotes.

Oh true, cheers for the advice.
Just rang elephant, they said they wouldn't quote me because I'm 17..

Ah that's crap I wonder if that's why you are getting high quotes with the co-op? Out of curiosity you could try changing your age to 20 and see if it reduces a lot. (Obviously you can't use that quote if it is )

Mate theres a problem with the site, its been a bug in the last few days, for example two weeks ago i done a quote and i got 1100, when i refreshed it the next day it went to 2500, then the day after back down to 1100. Its a system error so relax lol

Now on monday when i done a new quote i had 1200, but when i refreshed it it came to 2600. Thers a little problem with the site, system error. Dont worry Im just waiting til its sorted so i can get the 1200 quote paid for.

On what details are you getting it to 1200? Like, as a named driver or..

I can't really get it anywhere near that without lying completely.

I'm getting 1400 for a 2.0 diesel, lol

Do any named drivers have to present during the installation of the box?

Haha that's annoying. Guess you aren't a 17 y/o boy who passed yesterday though?

Where do they normally fix the box?

This was posted from The Student Room's Android App on my GT-I9300

In a convenient place, that won't affect the car or its looks. Normally under the steering column I think. If its able to go there that is.

Haha that's annoying. Guess you aren't a 17 y/o boy who passed yesterday though?