I seem to misunderstand the question. When you say why the d subshell start at 3, do you mean why it is in the 3rd orbital?
For the second question, it depends which subshell they are in. If they are in the 3d subshell, then they will be in the 3rd orbital and if the electrons are in the 4d subshell, then they are in the 4th orbital. Sorry I am not at home but if you explain your question more, I will try and explain to you how subshells work once I get hold of my laptop.