if I was to have a baby, I would make sure I was in the financial position to do so.
They used to have a good idea but wrongfully implimented that if you worked part time they let you only keep £5 and kept the rest and when you got a full time job they released it, but they scrapped it! I think in part it was the idea that anything over £1000 that was saved dissapeared.
So if you worked 10 hours a week for a year at £5 a hour after tax and earned over 2 grand then started work youd only get 1 grand back!
So they then scrapped the idea.
The benefit system is hugely flawed, it doesnt help those who need a jump start, and lets people live chavs who can stick up for themselves more get cash.
My friend left college summer 2006 then worked over summer but couldnt afford deposit on new place, so had to move back to his parents who lived about 20 miles from nearest town or shop in middle of nowhere, so far out he signed on by post as the nearest jobcentre was about 60 miles away! then in Feburary 2006 asked to move in with me and I said ok, but then got a part time weekend job fast then was fired 3 weeks later(as they said he wasnt good enough) the jobcentre lost his P45 and letter from employer so for over 6 months he lived off £22 a week before bills but they expected him to do a training course and pay transport costs each day and such.
The jobcentre was rude.
Anyway he only sorted it when he was evicted from our flat after I moved as he couldnt pay the rent and was homeless for 2 weeks before being helped by a local charity but they put him in a £90 a week room!
He then went back to sign on with a fresh claim and got a job fast after but as its only 20 hours a week he essentially has no income.
Is that fair?!
Its nothing to do with income as such as circumstances, one person can easily live off £5-£10 a week then someone else in same town wont be able to live off 10 times that
Im the same, at times I have lived off £3 a week, then a few weeks later spent £100 one week and thats holding back.
My spending is psychological, when im happy and have friends round I spend less than when im bored.
im on JSA and yes i could of done way more to stop myself from staying off it and i tried.
I didnt pass my A'levels i didnt feel motivated enough and ive got dyslexia and dyslcalculia which means i have problems in english and maths, the second time i tried my gcse maths i went up from foundation to intermediate i tried my dam hardest to get my C for uni but sadly i only managed a D which from a foundation E is a massive step up for me, i got my C in english the first year of college
so i wouldnt of got into the HND anyway even if i passed science. so to avoid getting on the JSA i applied at the age of 19, absolutly gutted i wasnt going to study my favourite subject, without my C and feeling so dam low onto a BTEC nat health diploma hoping if i passed this then with my maths i could do a subject at university from this i.e nursing or speech as on this course you do some work experience so it would of helped loads.
however at the begginning of november i quit, mostly because i felt everyday was a struggle to get up and go in and feeling so low and depressed and suidical. I wasnt ready for this course it had a massive impact esp with my dyslexia. The teachers i found to press on far to much, too quickly.
I sadly then found myself on JSA, however with this money i have, i have used it for job hunting, transport into town to search for jobs and whatever i want i pay or it.
However the job centre has put me on a retail training course which has helped with getting a CV and with an intensive job hunting day, its quite flexible, i did get a job only to find out it was seasonal when i did say perment so im back there again, pretty annoyed. I have to use this money for transport, which is £13 a week, i have to pay for my own dinner and what money i've saved is there ready in case i need it.
I have no desire to stay on JSA, i want to get work experience for many things and then deciede what i want to do, go to uni get on an access course and then onto uni. With hopefully plently of exeperience for the job i want and with good enough grades.
its not what i wanted to happen, but it has, but its taught me about saving money you dont a lot just enough to survive thats it. Transport/food/whatever else you need, you own a car theres your petrol money it has helped me with saving more and spending less.
just because a person is on jsa doesnt always there on it for life. and yes i hate it when 'chavs' get pregnant for the money and flat. im 19 hell i havent popped any and dont intend to until i am settled
i see benefits as a last resort.
I also believe that everyone who can, has a moral duty to work.
Staying at home and living off other peoples tax money must be demoralising, and is nothing to be proud of, unless you physically can't work, or you are a single parent with dependents.
I hate that the media assumes that everybody on the benefit system is lazy. I was on job seekers for six months before I went back to university, and I was certainly not lazy. I applied for absolutely everything under the sun, however the lower level places such as supermarkets simply weren't hiring and as I didn't have any experience I couldn't get anywhere else although I still tried applying. I spent the whole time volunteering at charity stores and doing night courses, but still my lack of proper experience meant I couldn't get anything.
Naturally, as soon as I started university again, three places ended up contacting me out of the blue.
Has anybody noticed its often the rich that seem to detest the benefit system? Even though they probably have no idea the effects if benefits were canceled.
Most people I know have been on JSA at some point, they are not lazy, it is just hard to find jobs soon after university.