Natwest vs HSBC student account

Currently I'm with HSBC, but I don't have a student account yet. I'm considering changing to Natwest and getting the Natwest student account since I heard its better. Is it worth the hassle?

And also, could I keep the same PIN?

Reply 1

Rian1988

It's not that much hassle to set up a new account. You can also set your pin to whatever you like as you can change it at any ATM.

Reply 2

Illusionary

Rian1988

It's not that much hassle to set up a new account. You can also set your pin to whatever you like as you can change it at any ATM.

Exactly - generally, the easiest way to set up an account is to go in to your local branch, with two pieces of ID. One will need to have a photo of you (e.g. passport, driving licence), and the other will need to have your address (e.g. previous bank statement, utility bill). Given that it's a student account that you want to open, you'll also need confirmation of your offer of a place (this may need to be unconditional, following results, but I'm not certain of NatWest's policy on this aspect).

I would suggest that you take the time to compare the two accounts yourself, however, rather than just going on what you've heard to be better. It's probably the free Railcard that you've heard mentioned from NatWest - while this can certainly be a great offer, it's only useful if you'll be using the train, for example!