melanin101
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Hi!

I have an offer for medicine with a foundation year. In a nutshell:
Year 0 --> year 1 --> year 2 --> year 3 --> year 4 ---> year 5.

While filling in my student finance, it occurred to me that I'll owe £54k on just student loans...
I did some googling and I found out that the NHS pays for your 5th year. However I'm not doing a conventional 5yr course, so 5th year is year 4.

Does that mean that I won't owe anything for year 4 and 5? Or does the year 0 not count as my first year (even though it still counts as me being a med student)?

I know Oxbridge/Imp/UCL medics have a 6yr long course as well, if you study there what's the NHS funding like for you?

Thanks
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ForestCat
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(Original post by melanin101)
Hi!

I have an offer for medicine with a foundation year. In a nutshell:
Year 0 --> year 1 --> year 2 --> year 3 --> year 4 ---> year 5.

While filling in my student finance, it occurred to me that I'll owe £54k on just student loans...
I did some googling and I found out that the NHS pays for your 5th year. However I'm not doing a conventional 5yr course, so 5th year is year 4.

Does that mean that I won't owe anything for year 4 and 5? Or does the year 0 not count as my first year (even though it still counts as me being a med student)?

I know Oxbridge/Imp/UCL medics have a 6yr long course as well, if you study there what's the NHS funding like for you?

Thanks
The NHS will take over and pay for year 5 onwards.

The truth is most medics won't pay their debt off, at least not for a very long time. Just think of it as an extra tax for your working life.
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melanin101
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(Original post by ForestCat)
The NHS will take over and pay for year 5 onwards.

The truth is most medics won't pay their debt off, at least not for a very long time. Just think of it as an extra tax for your working life.
Thanks for this Yup, I think it's a percentage off of all earnings above £21k

I'm assuming year 0 counts as first year then?
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ForestCat
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(Original post by melanin101)
Thanks for this Yup, I think it's a percentage off of all earnings above £21k

I'm assuming year 0 counts as first year then?
In terms of finance yeah.
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nexttime
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(Original post by melanin101)
Hi!

I have an offer for medicine with a foundation year. In a nutshell:
Year 0 --> year 1 --> year 2 --> year 3 --> year 4 ---> year 5.

While filling in my student finance, it occurred to me that I'll owe £54k on just student loans...
I did some googling and I found out that the NHS pays for your 5th year. However I'm not doing a conventional 5yr course, so 5th year is year 4.

Does that mean that I won't owe anything for year 4 and 5? Or does the year 0 not count as my first year (even though it still counts as me being a med student)?

I know Oxbridge/Imp/UCL medics have a 6yr long course as well, if you study there what's the NHS funding like for you?

Thanks
You pay 4 years.

Don't forget maintenance loans. All told plus interest for that period you'll probably be looking at £55-60k debt at graduation.
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melanin101
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(Original post by ForestCat)
In terms of finance yeah.


(Original post by nexttime)
You pay 4 years.

Don't forget maintenance loans. All told plus interest for that period you'll probably be looking at £55-60k debt at graduation.
Thank you both!
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