Ok, I am 22 year old (soon to be 23) student, studying in the UK. I have just passed my first year at university (I had 1 failed year before and 3 years gap before I could start again).
The problem with my circumstances is, that I am almost 23 years old and have only 1 year qualified as a working (again, circumstances and won't go into detail).
I've reached the conclusion that I will start working properly at the age of 25 (if I don't do any placements). I'm saying this as from summer breaks between years I can only get 2-3 months of work (the most) and during uni year I really don't have time to work as I am travelling between cities.
So, if I start working at 25, I have to work until I am 55 so I can get the basic state pension, right? What worries me is that between those years anything could happen (I might get fired, or sick or something else that could prevent me from being unemployed). My ultimate fear is that I don't qualify with 30 years (minimum) of work and in the end don't get any pension for the rest of my life. Of course, I have a partner whom I live with, but I really don't want to rely on her when the time comes.
What do you think about this. Should I be worried? Again, certain cirumstances lead to here and I can't change things, but only look and worry about the future.
Thank you and appreciated.