The Student Room Group

Is around £200 a month enough for living at uni?

As the title says. I took away my rent from the maintenance loan to estimate how much I'd have a month to live off and it came to around that much. Do you think that is enough or would I have to get a job there?
Are utilities and internet included in your rent?
Original post by Cloudiii
As the title says. I took away my rent from the maintenance loan to estimate how much I'd have a month to live off and it came to around that much. Do you think that is enough or would I have to get a job there?


No.
Even if rent is not included £50 for everything is not enough. You'll basically be permanently broke, that would be enough for a weekly shop but the realities of life mean from time to time things will pop up, emergencies, travel, socialising, Christmas...

Id work over the holidays and save up. Try to double that.
Original post by mnot
No.
Even if rent is not included £50 for everything is not enough. You'll basically be permanently broke, that would be enough for a weekly shop but the realities of life mean from time to time things will pop up, emergencies, travel, socialising, Christmas...

Id work over the holidays and save up. Try to double that.

I feed my family on less than £50 a week - cook from scratch every day - you must have very expensive tastes!
Original post by Muttley79
I feed my family on less than £50 a week - cook from scratch every day - you must have very expensive tastes!


It will be enough for the weekly shop & almost nothing else. Realistically £50/week is a very poor quality of life and not enough, when you factor in everything that crops up in life.
Original post by Cloudiii
As the title says. I took away my rent from the maintenance loan to estimate how much I'd have a month to live off and it came to around that much. Do you think that is enough or would I have to get a job there?

It’s going to depend on where in the country you are and also on you personally. If you can cook relatively cheaply, don’t go out too much and aren’t in a super expensive part of the country (e.g. London) then it’s doable. But I’d say it’s a bit tight and could leave you in trouble if ever you have emergencies that you need to pay for. Also bear in mind that oftentimes expenses aren’t evenly spread at university, with the first few weeks generally being more expensive due to buying textbooks/course necessities/accommodation pieces and also signing up to things like societies which may need paying for.
Original post by Muttley79
I feed my family on less than £50 a week - cook from scratch every day - you must have very expensive tastes!

I don't know how you do this (and I fully believe you, by the way). We spend nearly £180 a week in Waitrose, £60 in the butchers and about £50 at the fishmongers weekly. We're not fatties by any means, and although we eat well, it's hardly lobster thermidor every night. How do you manage to be so frugal?!
Reply 7
4 quiet Fridays in the alehouse, that
Original post by Reality Check
I don't know how you do this (and I fully believe you, by the way). We spend nearly £180 a week in Waitrose, £60 in the butchers and about £50 at the fishmongers weekly. We're not fatties by any means, and although we eat well, it's hardly lobster thermidor every night. How do you manage to be so frugal?!

Lots of planning - buy stuff on offer and use coupons. We live in a village and people do share excess veg/fruit etc. Farmers markets are good too .. I hate waste so little is thrown away [put in food waste bin to be collected].
Original post by Reality Check
I don't know how you do this (and I fully believe you, by the way). We spend nearly £180 a week in Waitrose, £60 in the butchers and about £50 at the fishmongers weekly. We're not fatties by any means, and although we eat well, it's hardly lobster thermidor every night. How do you manage to be so frugal?!

My family goes through the same thing. We're struggling a bit.
Original post by mnot
It will be enough for the weekly shop & almost nothing else. Realistically £50/week is a very poor quality of life and not enough, when you factor in everything that crops up in life.


What for one person? If all bills are paid it is plenty for a student ... most problems [e.g. a leaky tap] will be paid for by someone else.
I would say yes. I spend 200-and-something (maybe more like 250 towards the end because I got more takeaways) per month usually and I make little attempt to be economical. (getting ubers instead of walking, one or two takeaways a week, frozen meals instead of trying to maximise bang for buck)

Granted this was last year when no clubs or such were open. I remember spending ludicrous amounts (I might just be frugal but it felt irresponsible so I reigned it back) per week in first year and didn't go much above 300 per month though?

Some people could live on like, half that.
(edited 2 years ago)
Yes, it's possible. Especially if you dont constantly get takeaways, alcohol etc
Also do your weekly shop at places like Aldi etc
(edited 2 years ago)
Original post by Muttley79
What for one person? If all bills are paid it is plenty for a student ... most problems [e.g. a leaky tap] will be paid for by someone else.


That’s not plenty. They won’t be able to join a gym, probably going to struggle with which societies they can join, no travel, literally never having a take away, probably can’t even afford a round of beers. Even going to get a haircut is going to put pressure on the wallet. Never be able to afford a birthday or holiday.

it’s basically just survival. If any emergency occurred they’re screwed. £50 a week is not enough imo.
Original post by Reality Check
I don't know how you do this (and I fully believe you, by the way). We spend nearly £180 a week in Waitrose, £60 in the butchers and about £50 at the fishmongers weekly. We're not fatties by any means, and although we eat well, it's hardly lobster thermidor every night. How do you manage to be so frugal?!

Waitrose might be the problem here. You would save a lot by going to asda/aldi/lidl.
Reply 15
I spent £25-30 a week on food shopping at uni. £200 a month will be absolutely fine.
Original post by hungrysalamander
Waitrose might be the problem here. You would save a lot by going to asda/aldi/lidl.

:laugh: I think Mrs RC might have a thing or two to say about that.
If bills / internet / utilities / buses are included in that then I think it is certainly do-able. Don't expect to be buying a load of luxuries or being able to put much into savings, but I don't think you'd be eating ramen for every meal either or going without necessities and the odd night out. Realistically I think somewhere between 20-30 a week is a comfortable food budget, can probably bring that down to a little less if you're thrifty. Transport will depend on area, so factor that in too if you'll need it.

Don't know if you've factored this in but are you intending the money to last all year or just for the uni year? You may be able to reduce expenditures drastically if you are able to live at home over summer, freeing up more money for uni.
Original post by mnot
That’s not plenty. They won’t be able to join a gym, probably going to struggle with which societies they can join, no travel, literally never having a take away, probably can’t even afford a round of beers. Even going to get a haircut is going to put pressure on the wallet. Never be able to afford a birthday or holiday.

it’s basically just survival. If any emergency occurred they’re screwed. £50 a week is not enough imo.


Uni gyms are cheap, bars are usually subsidised - you can't compare your living costs now with being a full-time student.
Reply 19
Original post by Kogomogo
If bills / internet / utilities / buses are included in that then I think it is certainly do-able. Don't expect to be buying a load of luxuries or being able to put much into savings, but I don't think you'd be eating ramen for every meal either or going without necessities and the odd night out. Realistically I think somewhere between 20-30 a week is a comfortable food budget, can probably bring that down to a little less if you're thrifty. Transport will depend on area, so factor that in too if you'll need it.

Don't know if you've factored this in but are you intending the money to last all year or just for the uni year? You may be able to reduce expenditures drastically if you are able to live at home over summer, freeing up more money for uni.

Just for the uni year, I plan to get a job over the summer when I come home. Unfortunately this month I wasn't able to land a job and I think it might be too late now but I don't plan on doing this again.

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