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Has anyone combined a doctoral loan with uni funding?Please help!

Hi all,

I am searching desperately to find a definitive answer on this as I have been given wildly conflicting information from SFE and others. I am currently waiting for some definitive answers from SFE but am in a bit of a panic spiral!

In short I have been offered a fee waiver at my university for my PhD, but to cover living costs I would also need to apply for a doctoral loan from SFE. Would the fee waiver make me ineligible for this as the funding doesn't come from a research council or any other government body, does anyone have any experience with this? All the websites, including the SFE website seem to suggest its only research council funding that counts.

Thanks!
Reply 1
I am confused by this, in their nature, PhD's should have a stipend that covers all of this, including living costs.
Reply 2
Original post by ENx
I am confused by this, in their nature, PhD's should have a stipend that covers all of this, including living costs.


Not all PhD's offer a stipend unfortunately, the fee waiver is the next best thing before I go completely down the self funded route!
Reply 3
Ah ok, during mine, a friend actually applied to the same funding body I was with after putting together the proposal with a professor in the field, she managed to get it. It sounds like you might be a little far down the line for that now, however, if not, it might be an option.
Reply 4
The gov say you can use the doctoral loan just for living costs. I am unclear on why this would affect a fee waiver.

https://www.gov.uk/doctoral-loan/what-you-get

And in terms of eligibility, you ought to be fine:

https://www.gov.uk/doctoral-loan/eligibility
(edited 1 month ago)
Reply 5
Original post by gjd800
The gov say you can use the doctoral loan just for living costs. I am unclear on why this would affect a fee waiver.

https://www.gov.uk/doctoral-loan/what-you-get

And in terms of eligibility, you ought to be fine:

https://www.gov.uk/doctoral-loan/eligibility


This is what I thought as well, however when I called to speak to SFE the advisor told me it seems like I still won't be eligible despite my telling her it wasn't research council/government funding I was receiving. It's just a department fee waiver.
Reply 6
Original post by Beebityboo
This is what I thought as well, however when I called to speak to SFE the advisor told me it seems like I still won't be eligible despite my telling her it wasn't research council/government funding I was receiving. It's just a department fee waiver.

Half the time they don't have a single clue, honestly.

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