“Gift Years” - help I need some clarification

Hi everyone, bit of a long one but essentially, I may need to resit my last year of uni but I’m concerned about funding, so I went to uni at my home college for 2 weeks in 2018 then dropped out, the following year I started a foundation degree at another university, which I failed, i then started another degree at a different university, at the beginning of this student finance gave me a year of funding back as I had only done the two weeks at the college, and I’ve excelled at this university since, however due to a lot of personal circumstances, I have had to push my dissertation back a year and I should pass this year but I’m concerned about my maintenance loan for the dissertation year, as the uni I am at is about 400 miles away from home so I can’t really do it from home, and I’m concerned about my living costs, I didn’t know if it was better just to see about resitting my whole third year for finance purposes but I’m concerned I won’t get an extra year of funding as they had already given me one back for those two weeks, I know people have been given them because they failed a year which I was hoping would be the case as I failed the foundation year at the other uni, I just don’t really know what to do for the best in this situation, even if I can get the minimum loan for next year that would be fine as it’s just my rent I’m concerned about, I work part time so I can cover any extra costs, but if anyone could give me some advice or has been in a similar position And knows what to do that would be fantastic