Halls or Home
I have applied to do primary teaching with qts this year at uni. I start in September but can't decide whether to stay at home and travel as each uni is about 10-30 minutes away, I will be able to get a car and stay in my house with my parents rent free. Or go and stay in halls with no car and having to pay for everything myself food, bills etc. I feel if I stay at home I'll be missing out on the 'uni experience' but saving money. what was others peoples experiences like?
Original post by capricorn95
I have applied to do primary teaching with qts this year at uni. I start in September but can't decide whether to stay at home and travel as each uni is about 10-30 minutes away, I will be able to get a car and stay in my house with my parents rent free. Or go and stay in halls with no car and having to pay for everything myself food, bills etc. I feel if I stay at home I'll be missing out on the 'uni experience' but saving money. what was others peoples experiences like?
This is exactly what I am going through currently too! I have the same decisions to make. I'm going to be 22 come September so will be four years older than most students I'll possibly be living in halls with. Along with the shear cost of living in halls I really don't know what to do. I would also appreciate peoples advice!
I'll be 21 when I start uni in September and I definitely want to stay in halls. I see it as making the most of the uni opportunity and yeah you'll be in a lot of debt but I think it may actually be worth it if you have the best three years of your life. I'm looking forward to it 
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Seriously, halls. Your uni experience is probably going to be the best few years of your life, and it's a lot easier to socialise and make friends and have those funny uni experiences when you're living with a group of people your age.
that being said it does depend what type of person you are! Some people much prefer the comforts of living at home, and of course having more money
that being said it does depend what type of person you are! Some people much prefer the comforts of living at home, and of course having more money
Yeah I really want the halls experience you're describing I probably will end up staying in halls on top of the £9,000 a year on a four year course :/ It sounds like its worth it though
I'm sure it will be. What Uni are you going to?
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I live about 20-30 minutes away from Uni and was going to live at home. Despite the cost I decided to go for halls and it's the best decision I've ever made, sure I have friends on my course but the network of people you meet in halls through flatmates and other flats is amazing I've met so many people. Living in town makes it easier to hang out with people on my course in between lectures etc and overall I feel much more involved in the whole experience.
Haha! That's always the way.
Goood choice! Good luck x
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Goood choice!
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Original post by Rachel375
Haha thank you!
Just need to hear back from student finance now!
Ive got interviews at liverpool hope, chester, edge hill, manchester met and cumbria! Fingers crossed
Original post by james1211
Is it worth £5500 a year to live in halls? Maybe, but i'd rather have £16,500 less debt at the end and have money to buy a house.
Being in the same situation as you I've come to the decision if I can afford it with the maintenance loan and grant I'm going to give living in halls a go. I know it would be a lot nicer to come out with substantially less debt but coming out with £16,500 less debt doesn't mean you'll have that in your bank account when you leave. I don't know if I've just bought into the whole "paying your loan back is easy" rubbish they tell us, but I mean hey, you don't pay back a great deal every month anyway, maybe it is worth giving it a go for the first year?
Original post by lindars
Being in the same situation as you I've come to the decision if I can afford it with the maintenance loan and grant I'm going to give living in halls a go. I know it would be a lot nicer to come out with substantially less debt but coming out with £16,500 less debt doesn't mean you'll have that in your bank account when you leave. I don't know if I've just bought into the whole "paying your loan back is easy" rubbish they tell us, but I mean hey, you don't pay back a great deal every month anyway, maybe it is worth giving it a go for the first year?
You'll effectively have it in your bank account after a given number of years when you'll have been able to spend the money each month that student finance would have taken off (it actually works out at a fair amount each month and if you don't find a high paying job you'll be accruing a lot of interest on the loan too, adding to the overall "cost" of the accomodation in real terms. I'd really think it through, the only reason i didn't move out was because i'm local so i wasn't gonna pay £5000 a year for the benefit of living with other people my age a couple of years earlier.
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