The Student Room Group

Minorities should go to University for FREE

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Reply 40
Original post by Guru Jason
Might have to look into this then. They are normally about 50ish but every quarter if we earn a bonus then the loan repayment goes up for that month.



How to work out your monthly repayment amount

1.

Take away £21,000 from your annual salary before tax

2.

Work out 9% of the remainder

3.

Divide that figure by 12

4.

Round down to the nearest pound


For example, if you were earning £30,000 per year:

1.

30,000 21,000 = 9,000

2.

9% of 9,000 = 810

3.

810 / 12 = 67.5

4.

Round down = 67

do you know that their is a 54% over-representation of black students at university?

And a 13% under-representation of asian students?

And a 3% under-representation of white students?

--

Your idea would disadvantage under-represented white students.. whilst giving more benefits to black students who are already over-represented?

Thats the problem with these stupid block-policies.. if you try and target all 'minorities' because in your mind minority = disadvantaged, then you end up with stupid blanket policies that do not target the issue.

--

Instead you need to look in far more detail, analyse the problem, and answer specific demographic issues.. blanked ideas wont work.

For example, black people are highly over-represented within the university population as whole.. but they are underrepresented in the russel group? Clearly the fees are not the issue then - instead we need to look at prior educational quality and opportunity and culture when they are teenagers.

Asians are actually better represented at the best universities then the worst? So how can we help this situation? do we need to?

White people are very highly represented at some higher institutions, but overal, especially amoung the working-class, heavily under-represnted across the board, how can we target white workign class families.. especially boys, and encourage them to try?

Your simplistic 'help the minorities!!!!' will not help. The answer needs more depth and nuance for a start.
Original post by Tubbz
How to work out your monthly repayment amount

1.

Take away £21,000 from your annual salary before tax

2.

Work out 9% of the remainder

3.

Divide that figure by 12

4.

Round down to the nearest pound


For example, if you were earning £30,000 per year:

1.

30,000 21,000 = 9,000

2.

9% of 9,000 = 810

3.

810 / 12 = 67.5

4.

Round down = 67




I finished a quite a few years ago so the threshold for starting to pay back might be lower?
Reply 43
Original post by Guru Jason
I finished a quite a few years ago so the threshold for starting to pay back might be lower?


Prior to 2012 starters were governed by:


The earnings threshold is:

£341 a week

£1,481 a month

£17,775 a year


You pay 9% of your income over the threshold.

For example, if you are paid monthly and earn £1,750 before tax per month you would repay 9% of the difference between what you earn and what the threshold is:
£1,750 - £1,481 = £269

9% of £269 = £24

So your student loan repayment would be £24 a month.

Under 18k, you'll be paying off pretty much zero, or should.
Minorities should not go to university for free.

However, I think people from poor backgrounds should get more financial help. The current system ensures the poorest leave university with the most debt, that is not right. I'd like to see non-repayable means tested student grants return.
Original post by Tubbz
Prior to 2012 starters were governed by:


The earnings threshold is:

£341 a week

£1,481 a month

£17,775 a year


You pay 9% of your income over the threshold.

For example, if you are paid monthly and earn £1,750 before tax per month you would repay 9% of the difference between what you earn and what the threshold is:
£1,750 - £1,481 = £269

9% of £269 = £24

So your student loan repayment would be £24 a month.

Under 18k, you'll be paying off pretty much zero, or should.


This should be me then cos I started in 2010. Time to make some calls at lunchtime.
Original post by tashkent46
If you're from a minority / disadvantaged background you shouldn't have to pay anything, you certainly shouldn't have to accumulate a debt with interest. Instead, to level the playing field and ensure those who are talented get into university, we should be providing financial incentives to struggling students who defy the cruel and systematic class prejudice which prevents them from reaching their potential. Private school students, and indeed anyone who can afford to pay, should foot the bill entirely, as education is a public good it should be available to the public. This will lead to a decrease in 'white man syndrome', where white men dominate the institutions in our society and lack empathy for the poorest and most disadvantaged.


Pull that little red book out of your arse and do something instead of whining, ****.

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Original post by tashkent46
What tax is advertised as free money which you only pay back when you earn over a certain amount? That sounds too good to be true. Until you look at the conditions,

a) They can change the TOC at any time, meaning in the future they could demand it up front if they wanted to.
b) They charge interest on it.
c) Rich people won't use student loans anyway.

So who is really paying?


a) if they demand it all upfront there will be plenty of people to protest against it so they won't also they want people to be highly educated so we have plenty of professionals in the future.
b) Well done but again you pay it back over time and after 30 years you stop paying so it's fine
c) If they don't want or need it then good for them!
On what grounds should minorities go to uni for free and where would the money come from? It makes no sense that as a white woman from a 2 parent family I should pay. Yet, a black person shouldn't have to.
Reply 49
Original post by tashkent46
If you're from a minority / disadvantaged background you shouldn't have to pay anything, you certainly shouldn't have to accumulate a debt with interest. Instead, to level the playing field and ensure those who are talented get into university, we should be providing financial incentives to struggling students who defy the cruel and systematic class prejudice which prevents them from reaching their potential. Private school students, and indeed anyone who can afford to pay, should foot the bill entirely, as education is a public good it should be available to the public. This will lead to a decrease in 'white man syndrome', where white men dominate the institutions in our society and lack empathy for the poorest and most disadvantaged.


The bitterness in all of your threads promoting your absolute garbage agendas is actually embarrassing to read. Please stop.

Not a single point you have made on this or any of your other quite frankly insulting threads attacking private schools etc have any relevance.
Reply 50
Original post by tashkent46
This will lead to a decrease in 'white man syndrome', where white men dominate the institutions in our society and lack empathy for the poorest and most disadvantaged.

Well quite, because as we all know, it is literally impossible for a white man to feel empathy for the poor and disadvantaged. Non-whites on the other hand are an angelic class of empaths who are totally impervious to the lusts and temptations of power, greed and corruption. Which explains why third world countries are such spectacularly well run societies.
Original post by Wōden
Well quite, because as we all know, it is literally impossible for a white man to feel empathy for the poor and disadvantaged. Non-whites on the other hand are an angelic class of empaths who are totally impervious to the lusts and temptations of power, greed and corruption. Which explains why third world countries are such spectacularly well run societies.


Exactly
Original post by tashkent46
If you're from a minority / disadvantaged background you shouldn't have to pay anything, you certainly shouldn't have to accumulate a debt with interest. Instead, to level the playing field and ensure those who are talented get into university, we should be providing financial incentives to struggling students who defy the cruel and systematic class prejudice which prevents them from reaching their potential. Private school students, and indeed anyone who can afford to pay, should foot the bill entirely, as education is a public good it should be available to the public. This will lead to a decrease in 'white man syndrome', where white men dominate the institutions in our society and lack empathy for the poorest and most disadvantaged.


But white people from poor backgrounds should pay?
Are you trying to make people racist...?
Original post by Paracosm
There is no case to be made. Everyone in the system is treated equally as it is, with their financial background and various other important factors (i.e. are they a looked after child, etc.) taken into account to assess their entitlement. People from minorities should not be positively discriminated against just because they are from a minority, this is inequality by definition and there is no qualifying factor to increase their right to more entitlement over someone else.

I don't feel the need to disprove your proposition as in the grand scheme of things it's your opinion and you're entitled to it. However, bringing logic into question and an understanding of how the system works, your logic is flawed and it makes absolutely no sense to get 'something for nothing' because someone belongs to a minority. If someone is more financially challenged, fine, that makes sense. Otherwise, no - it doesn't.


Apparently, to him, white people should be treated unfavourable and be discriminated against in the UK.

I am pretty sure if someone else said minorities should be treated unfavourable and be discriminated against in the UK, @TSR will be fast in closing the thread and banning the person.

Demonstrates the liberal lunacy and bias the UK is.

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