Barclays Overdraft

I’m in my second of uni, I’m EU student and I’m trying to open a Student Additions account with Barclays. I was wondering if they run any kind of credit score check when you apply for the overdraft because I’ve only been living here for a year and I’m pretty sure they won’t find much. Could I be denied the overdraft if so? Or is it more like something that comes directly with the account? TIA

I’m in my second of uni, I’m EU student and I’m trying to open a Student Additions account with Barclays. I was wondering if they run any kind of credit score check when you apply for the overdraft because I’ve only been living here for a year and I’m pretty sure they won’t find much. Could I be denied the overdraft if so? Or is it more like something that comes directly with the account? TIA

If you create a student account with some banks you get a good amount of overdraft which increases each year.

I don’t remember them doing any credit checks on Me. However, there wouldn’t have been anything to check really.

Tasha :-)

A bank will almost certainly run a credit check before granting an overdraft facility. It's up to the bank to decide whether to grant an overdraft and what limit they set.

Is Barclays an exigent?