Pilot training fees help

OK so I'm thinking of apply to pilot school more specifically l3harris but it's around £110,000 pounds including accommodation,training,and more
I've looked at possible ways of paying such as loans but the only loans I've found requires you to own a property over 150,000or sthm.another way could be funding.
Now the problem...
I am someone from a low income family,like free school meals income,government House meaning that I think loans will be impossible.
(Another note is that I am not interested in joining the RAF as it goes against my religion)

Reply 1

StriderHort

It doesn't really sound realistic without money. As you note, no one is going to lend that without serious collateral.

Reply 2

MrDoc

Echoing the comment above, if you're a self-funded student applying for an Integrated ATPL course, then you're most likely going to have fund your training with a secured loan. Also note that you may have to fund your type rating, following completion of your Integrated ATPL, which can be anywhere from £18-30k on top of your integrated ATPL course fees. As you said you're from a low income family, a secured loan may not be realistic, therefore I suggest either finding a fully sponsored airline scheme or do modular training (PPL -> ATPL theory -> CPL ME IR, etc... as pay as you go while you're working a job).

Reply 3

flyingpiper26

Original post by dianaemerald03

Hi, doing the integrated ATPL (where you need a massive down payment) is not the only way to become a Pilot. In fact its by far the least popular and most risky route to becoming a pilot. You should look at the modular route which can be done at any normal flying school at any airport.
I have already sent this information I am about to post here elsewhere but not sure how to link it here.
here is the most popular and most affordable route to becoming a pilot:

I am doing this myself with a minimum wage job and its perfectly doable, you just need patience.

Abbreviations: (PPL- Private Pilot Licence, CPL- Commercial Pilot License, ATPL- Airline Transport Pilot Licence, MEP- Multi Engine Piston, MEIR- Multi Engine Instrument Rating, APS MCC Course - Airline Pilot Standard Multi Crew Cooperation Course)

I will post as much detail as possible but if you have any other questions you can private message me.

I will explain the modular training route first which is pay as you fly.
In order from first to last:
PPL training
45 hours minimum training (although most finish in 55-65 hours).
PPL will cost you around £9k-£12k
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Hour Building, ATPL exams and CPL
After the PPL comes the CPL, however you need 150 hours of total flight time under your belt to start this training. This will usually take 1-3 years depending on how much you fly. During this time you will also need to study for and pass 13 ATPL exams (You have 18 months to do them from date of first exam). After passing the last ATPL exam you have 13 months to Obtain a CPL and your MEIR which I explain next.
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MEP and MEIR
these 2 ratings make you qualified to fly multi engine planes and allow you to fly using instruments (in cloud, low visibility, the MEIR is considered the hardest part of training). Once you have obtained these ratings and a CPL along with passed ATPL exams you now have a frozen ATPL which makes you eligible to apply for airline jobs.
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APS MCC Course
This is the very last step in your training journey, this course teaches you how to work as part of a multi person crew. It also teaches you Crew Recourse Management, which allows you to best deal with emergencies and procedures in the air. This course is also crucial in helping you pass your first airline interview.

This whole modular journey will take anywhere from 4-6 years and will cost you £65k-£75k. The good thing with modular is that you pay as you fly, so hourly. This makes this route very affordable and you can work and fly at the same time.
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As opposed to modular you can do an integrated course, this will do all the steps mentioned above but in 18 months instead of 6 years. These courses will cost you £100k-£120k, which you have to pay as a down payment or in large instalments.
You do not need a university degree to become a pilot but it is recommended as backup since aviation is such an unpredictable industry and jobs can be hard to come by at times.

Reply 4

MrDoc

I would also say before you consider taking any route to the cockpit, you should actually do the initial Class 1 Medical first. You won't ever fly commercially if you don't pass the Class 1 and unfortunately, I've met some aspiring pilots who've either didn't pass their initial medical or lost it for whatever health related reason during a renewal.