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    My loan gives me £65 a week, but my parents are rounding it up to £100 a week for the first term

    I feel blessed
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    (Original post by AspiringGenius)
    Does that include accomodation??? :O That's loads, you must have worked very hard in your job.
    Nope it doesn't.
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    I'm with catered accommodation, and planning to live off £30 a week.

    Tbh, that doesn't seem bad at all. I'm banking on managing money wisely and living quite frugally, so it should be alright!
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    I plan to only spend around £30 a week, how hard could it be really?
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    (Original post by graceey_bear)
    I get £2400 from student finance £1000 of nhs and &1200 from the nhs. that doesn't even cover my accommodation. I know my fees are paid for because there a nursing course. and yea I know it depends on my parents income. but it would be so nice to show then I'm independent and don't need there money. I don't want there money because at the moment there barely scraping by because they have to pay £4000 a month for my Grandads care home.


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    That's a ridiculous amount for a care home, your parents are nuts.
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    (Original post by AspiringGenius)
    Well my issue lies in the fact we go over those two amounts but because of comittments elsewhere I don't want to go into, there's not any free money. I'm sure we will be able to make it work for a little while at least. I want to get settled first (as I'm studying medicine which makes getting to a uni closer to home really hard) with the workload and I will try and find a job to fund eating and books. I did have a job which I have saved money from but I couldn't get a branch transfer so I have left that now. I'll be ok for a while at least.
    I'm glad you are still positive, but I can't help but feel disgusted at the current system. It's a sad day when people trying to better their prospects in life get less than some scroat that doesn't intend to even try get a job. My opinion of students has changed a lot recently. Till I decided to get my degree I had the same stereotypical view. I'm sure there are those types but overall I can't believe how crap the Gov is to a large portion.
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    (Original post by AccountingBabe)
    That's a ridiculous amount for a care home, your parents are nuts.
    it's specialist he has Alzheimer's, the cares not cheap. some care homes want £1000 a week for his need.


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    I'm pretty lucky my parents are helping me so I can have £100 per week.
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    (Original post by graceey_bear)
    it's specialist he has Alzheimer's, the cares not cheap. some care homes want £1000 a week for his need.


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    I wonder how people who aren't rich cope? :rolleyes:
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    I count myself very lucky that I'll receive enough grant/loan to cover my accommodation with some left over to live on, because my parents don't earn all that much. I do, however, think its a bit frustrating that the maintenance payments from student finance don't match up with the accommodation fees. For instance my second payment due is almost 3 times that of the last, but the maintenance payments are split equally into thirds.

    For me thankfully it still covers the accommodation cost in the most expensive period, but I can imagine this isn't the case for everyone
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    (Original post by AccountingBabe)
    I wonder how people who aren't rich cope? :rolleyes:
    my family arnt "rich" with the joint income it just meant we just fell into a boundary. with our current situation it's made everything worse. it's not just me they have to support. my older sister moves abroad to study as a compulsory part of her degree soon. So its spaghetti hoops on toast for 3years


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    Looking at my student loan.

    I don't even get enough to fund my accommodation! I have nothing!
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    (Original post by graceey_bear)
    my family arnt "rich" with the joint income it just meant we just fell into a boundary. with our current situation it's made everything worse. it's not just me they have to support. my older sister moves abroad to study as a compulsory part of her degree soon. So its spaghetti hoops on toast for 3years


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    The way people are replying to you here is unfair, just because people like us have a higher household income it doesn't exactly mean things are smooth sailing in terms of funds. I only get the minimum loan too and I know my parents don't have thousands in the bank they can easily throw at me throughout the year, and the comments people are making about the care home is so insensitive :mad:
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    Well I have worked and worked this summer as I'm only getting basic loan but the 'rents are kindly helping on the assumption I have 0. So I feel that this first term is worthy of no more than £40 a week (50 at a stretch but I have no idea what I'm buying with that). I could spend up to about 80 a week but why do that? I don't know what I'm spending a week that will cost that much, maybe it will change when i get to uni but if people are living off 20 then it can be done
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    (Original post by graceey_bear)
    my family arnt "rich" with the joint income it just meant we just fell into a boundary. with our current situation it's made everything worse. it's not just me they have to support. my older sister moves abroad to study as a compulsory part of her degree soon. So its spaghetti hoops on toast for 3years


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    Whoa the people who reply to your post are very insensitive. I gotta admit my parents are quite well off; my mum and dad's joint income is above £55k a year. We live comfortable but they pay for my whole year's accommodation and at the same time supporting my grandad who has thyroid cancer and prostate cancer at the same time. Just because my family makes a decent amount, it doesn't mean that things are smooth in the family.


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    (Original post by graceey_bear)
    my family arnt "rich" with the joint income it just meant we just fell into a boundary. with our current situation it's made everything worse. it's not just me they have to support. my older sister moves abroad to study as a compulsory part of her degree soon. So its spaghetti hoops on toast for 3years


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    You are missing my point... £4000 a month would not be affordable for someone on say £12k a year income so how do they cope with family members with alzheimers?

    Bottom line is your parents are spending too much on care to the point it is affecting all of your lives.
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    (Original post by ElChapo)
    The way people are replying to you here is unfair, just because people like us have a higher household income it doesn't exactly mean things are smooth sailing in terms of funds. I only get the minimum loan too and I know my parents don't have thousands in the bank they can easily throw at me throughout the year, and the comments people are making about the care home is so insensitive :mad:
    I'm not trying to be insensitive, I'm just looking at it from a different view point, I mean the family spend £48,000 a year on a care home for god's sake???

    My grandfather also has alzheimers and pays no where near this amount for his care.
    I just don't think the figures add up...
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    (Original post by Bex W)
    £25 a week. Which is a lot less than when I did my first degree! If my Granddad hadn't left me money when he died I wouldn't be able to finance this Masters at all, I really wish student loans were available for postgrads.

    The means testing of student loans is ridiculous - it's really unfair on people whose parents who earn a lot but aren't willing to help at all. The student shouldn't be penalised for that, it's not their fault.
    For me it's the fact that student loans are mean tested but JSA isn't which is ridiculous. I get less to support myself going and living in another city than I would if I were on JSA living with my parents.
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    (Original post by AccountingBabe)
    I'm not trying to be insensitive, I'm just looking at it from a different view point, I mean the family spend £48,000 a year on a care home for god's sake???

    My grandfather also has alzheimers and pays no where near this amount for his care.
    I just don't think the figures add up...
    You can't put a price on caring for sick parents,

    My parents together earn UNDER 20,000 a year. They supported me thorugh an undergrad (tuition loan but they gave me money for living on so I only owe student loan around 10,000), they paid for my masters and gave me £100 a week for travel, lunch and piano lessons.

    They also paid for care for my sick grandparents (Dementia).
    Yes they struggled, but they did it and they never complained. Things aren't always as they seem from the outside.
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    (Original post by CM19)
    You can't put a price on caring for sick parents,

    My parents together earn UNDER 20,000 a year. They supported me thorugh an undergrad (tuition loan but they gave me money for living on so I only owe student loan around 10,000), they paid for my masters and gave me £100 a week for travel, lunch and piano lessons.

    They also paid for care for my sick grandparents (Dementia).
    Yes they struggled, but they did it and they never complained. Things aren't always as they seem from the outside.
    I am completely in agreement with you and all the others that caring for sick family members is important and I would do all that I could to provide a family member with the care that they need, but she is saying that £48,000 is the lowest amount needed for his care when this is not the case.

    I mean your parents income doesn't even cover half of the £48,000 for care and they still managed to provide care for him.

    It just seems a little odd and excessive.
 
 
 
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