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    (Original post by StacFace)
    The free stuff adds a bit of variety too. Currently I have flapjack, toffee apple, a mix of berries and half a fajita spice mix packet I've been using with rice that was all free and I've got a voucher to use tomorrow for free Weetabix biscuits.
    How do youngetvfree stuff / where do you get vouchers from? I'm from Malta and will be studying in England come September and we don't have such systems here but they seem good to know about.

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    (Original post by 1stPal)
    Okay ... From your spending and the way you arrange your finances I can see that you qualify for being a good housewife !

    Are you planning to attend Man. Uni. by any chance?
    hahahhaha noooo, sorry to disappoint! ;P
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    I'm looking at about 80 pounds a week which includes saving help, if I didn't have that I would be living off 1000 pounds for the Uni year


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    (Original post by larmic)
    How do youngetvfree stuff / where do you get vouchers from? I'm from Malta and will be studying in England come September and we don't have such systems here but they seem good to know about.

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    It's all online. There's a forum called moneysavingexpert which has a section for people to post free stuff which I get a bit from and also a Facebook page called '10 ways to have more money as a student without working' which will post deals & freebies (though you have to be careful with their "deals" as quite a few are things that you can actually get cheaper elsewhere if you don't get the branded version). Then sometimes I'll hear about it from someone else or I'll see "money back guarantee" or "try me free" on the packaging of a product (though read the t&c's before buying as sometimes you have to post something to them and don't get the postage money back and/or get the refund in vouchers). You do get the odd thing refunded by cheque including a postage re-imbursement though.
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    (Original post by StacFace)
    It's all online. There's a forum called moneysavingexpert which has a section for people to post free stuff which I get a bit from and also a Facebook page called '10 ways to have more money as a student without working' which will post deals & freebies (though you have to be careful with their "deals" as quite a few are things that you can actually get cheaper elsewhere if you don't get the branded version). Then sometimes I'll hear about it from someone else or I'll see "money back guarantee" or "try me free" on the packaging of a product (though read the t&c's before buying as sometimes you have to post something to them and don't get the postage money back and/or get the refund in vouchers). You do get the odd thing refunded by cheque including a postage re-imbursement though.
    Twinings are doing free samples of everyday tea at the moment

    Studentbeans do weekly emails with freebies too.
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    (Original post by Tish)
    Im transferring mcds store! Where do you work and are u crew member or trainer?

    Im currently in the middle of sorting everything out


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    One in Leeds, I'm transferring to one on the outskirts of Middlesbrough and I'm a crew trainer, been there 3 years this August! I wanted to be a manager but the area manager said no part timers are allowed any more, have to be full time fully flexible which is daft because other stores have part time managers! What about you?
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    I don't wanna interfere, so could you please help me know how much do u spend on socialising here: http://www.thestudentroom.co.uk/show....php?t=2329043

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    (Original post by *...smiling away....*)
    Not compared to London! my little brother goes to southampton and he's forever rubbing it in my face how much cheaper everyting is. His rent is LITERALLY half of mine and his place is just as nice, drinks seem to be stupidly cheap- singles in london start from £3.50ish up to as much as £9 in some places! and don't even get me started on transport

    i do love it here but sometimes when I stop and add up how much I've spent on rent and transport in my 3 years I get a litle woozy.
    Really? I find that amazing. I rent a pokey little flat and it costs almost twice as much as the equivalent (in fact, slightly bigger) in Nottingham. And to be fair, you do get a significantly bigger loan in London. I don't doubt that London is more expensive but I think Southampton is one of the next most expensive university cities, to live in at least... I can't really say about nights out.
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    (Original post by StacFace)
    Breakfast is either a bowl of Special K (got 10kg past its best before online for £10) or toast with lemon curd. Lunch is a toast sandwich (as in slice of toast for the filling and a bit of salt) or lemon curd sandwich if I won't be at home to eat it as I imagine it won't be nice with toast that was done hours ago. Tea has more options as I can make meals from sausages, pasta/spaghetti, rice, passata, chips/potatoes/roasties/mash, chicken/tomato soup, bread/toast, beans/peas/mushy and gravy. It's very rare I have pudding but I do get tins of rice pudding and custard powder to make bananas & custard. Then for snacks I get the cheap biscuits, though again I've found since I started buying my own food I didn't feel like snacking as much. For drinks I mainly have squash but also drink coke and lemonade relatively often. I also get hot chocolate powder but it's rare that I fancy a hot drink. I don't know if tea, coffee, butter or cheese are expensive but I don't buy any of these as I don't like them.

    Before I moved away to uni I tended to go for cereal/toast for every breakfast, the same chicken or ham sandwich every lunch and the same 4 or 5 meals every evening so it's no different really just different meals I'm going for. I normally get funny looks for the toast sandwich idea but it's cheaper than any normal sandwich filler and I like them so much I continue eating them when I go home in the holidays instead of meat. I think it's the different texture and added salt, I normally compare them to crisp sandwiches though they obviously aren't the same. The free stuff adds a bit of variety too. Currently I have flapjack, toffee apple, a mix of berries and half a fajita spice mix packet I've been using with rice that was all free and I've got a voucher to use tomorrow for free Weetabix biscuits.
    That's quite a commitment! Toast sandwiches aren't half bad though - I've had them before too.

    Don't you miss vegetables?
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    Luckily for me my stocks and savings are doing very well, don't think I'll have to think about it
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    (Original post by Rascacielos)
    Really? I find that amazing. I rent a pokey little flat and it costs almost twice as much as the equivalent (in fact, slightly bigger) in Nottingham. And to be fair, you do get a significantly bigger loan in London. I don't doubt that London is more expensive but I think Southampton is one of the next most expensive university cities, to live in at least... I can't really say about nights out.
    Bath is really expensive too. I think London is the most expensive, and then all the others in the south. Oxford and Cambridge are quite expensive too, but their shorter terms go some way to mitigating it.
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    About 200 quid a week due to max loan, grant, bursaries and I'm not living in halls, but at home.

    Why the neg? Negged for telling the truth? Sorry I'm poorer than you. My apologies.
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    (Original post by lucyab)
    Il have about 7024 (estimate from a calculator) a year. My course is 44 weeks a year and when I move out I'm not coming home, so I've had to calculate mine by 52 weeks not 44.
    Rent and household bills will be around 80pw.
    Total around 135 - 80 = 55pw to live off not including a job.
    However I have a car to run (tax, MOT, service, petrol, things that go wrong like popping my bloody tyres), a phone bill (26pm) and a bank account fee (13pm) which includes gadget/phone insurace, travel insurance, breakdown cover and other things. So I have a part time job sorted for when I move there. I'm transferring to another McD's, yippee . Il get around 50pw from that = 2400 a year. Phone -360, bank account -156 = 1884 left a year, which will be for petrol and all the other car expenses.

    I'm keepin my uni money in my student Halifax account which will be to live off, and my wage in my normal current account which I won't carry the card around for unless I need petrol. That way I can stick to my budget and my wage is non-uni things. Not for going out!
    Hopefully I should be ok! I'm already buying things now though. Like salt, tea bags, chilli sauce. So I have a few things for when I'm not skint I also saw in tesco today an absolutely huge potato like sack full of rice for 3 pound!!!
    bit of an update on how much il be living off
    just been on the phone to nhs bursary to ask a few questions (to see if my partner can be a dependant on me, but looks like he cant because he will also be a student so it doesnt count), anyway he asked me if my step dad had adopted me, which he hasnt. he then said that this would mean that the means tested part would only take into consideration my mums wage.

    this means i would get around an extra £676 a year, which is £13 more each week.
    so... 148 - 80 = £68 a week to live off. i really hope this is about right! not getting any financial help from my family and my mum wants me to drive home every so often to see her which would cost around 15 each way. which she wouldnt pay for!
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    (Original post by lucyab)
    bit of an update on how much il be living off
    just been on the phone to nhs bursary to ask a few questions (to see if my partner can be a dependant on me, but looks like he cant because he will also be a student so it doesnt count), anyway he asked me if my step dad had adopted me, which he hasnt. he then said that this would mean that the means tested part would only take into consideration my mums wage.

    this means i would get around an extra £676 a year, which is £13 more each week.
    so... 148 - 80 = £68 a week to live off. i really hope this is about right! not getting any financial help from my family and my mum wants me to drive home every so often to see her which would cost around 15 each way. which she wouldnt pay for!
    Question - why do you use a bank account with a fee?
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    (Original post by RibenaRockstar)
    Question - why do you use a bank account with a fee?
    because i get with it:
    identity protection alert (i get to check my credit score for free -which is handy because i have a credit card and want to build my credit rating up)
    green flag breakdown cover
    travel insurance
    mobile phone insurance
    gadget insurance; for like laptop, camera, ipod ect..
    and other things that arent really relevent like discounts at places.
    it would work out more expensive if i bought it all seperately. and it means i dont need to worry about having loads of seperate things and renewing them all ect.
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    (Original post by Rascacielos)
    That's quite a commitment! Toast sandwiches aren't half bad though - I've had them before too.

    Don't you miss vegetables?
    Nope, grew up only eating peas for veg because I didn't like anything else, even picked carrot out of meals. The only thing I expected to miss after writing up my list of foods within the limit was eggs, but I find I don't fancy them when they're not there.

    Checked my list and there's tinned pineapple and occasional chocolate mousse to add to that, but I remembered everything else. Also got a note on there to keep an eye out for tinned meatballs going down/on offer as they're pretty close to my limit atm.
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    (Original post by gemmatovey)
    I'm in the same position but I don't seem to be having a 'great' deal of money! Just over £7000 loan&grant, £5000 on accommodation, £45 a week I'll be living off, but then from that I need to find money to travel home!
    How has yours worked out that you don't have to worry about it?
    Are you getting some from your uni?
    I'm in year ten I was thinking ahead ! is your accommodation expensive though? Would I be better of financially if I was to live at the uni rather than at home ?
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    (Original post by sabian92)
    About 200 quid a week due to max loan, grant, bursaries and I'm not living in halls, but at home.
    So you still get the max loan even if your living at home,cause it looks like I'd be better of financially by not staying at halls
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    (Original post by Victoriapownall)
    I'm in year ten I was thinking ahead ! is your accommodation expensive though? Would I be better of financially if I was to live at the uni rather than at home ?
    For me I get about 35-50 extra to move out, which rent, bills, food cost, money to get home ect.. Is a lot more than 35-50 a week. If you think about it you will be much better off living at home, especially if you don't have to pay for your food at home or have a low or no rent to pay your family.
    But then again, you won't be experiencing half the things you would moving out. It just depends whether people want the experience or would rather be better off for money. Plus it depends which uni you want to go to!
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    (Original post by lucyab)
    For me I get about 35-50 extra to move out, which rent, bills, food cost, money to get home ect.. Is a lot more than 35-50 a week. If you think about it you will be much better off living at home, especially if you don't have to pay for your food at home or have a low or no rent to pay your family.
    But then again, you won't be experiencing half the things you would moving out. It just depends whether people want the experience or would rather be better off for money. Plus it depends which uni you want to go to!
    Yeh I'm thinking of doing pharmacy and I see that greenwich does a course at the campus in Medway which is very close to me,but I'm the sort of person who likes a change of scenery,I'm not sure that my parents would want to move away though as they've set before about wanting us to stay at home,but I really don't want to stay at home,it would feel like I hadn't grown up if you get what I mean !
 
 
 
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