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    I am returning to study soon, so I will stop working by September. Money is automatically being taken out of my payslip to pay off my old student loan

    However I won't earn enough to use up my personal tax allowance by September, let alone reach the 21k yearly income for student loan threshold repayment. My pay per month flies up and down due to random overtime and night shifts.

    When I stop working to continue studying in September, will I be due a refund on the loan payments as I won't reach the 21k threshold by the end of the tax year for repayment to begin with?
 
 
 
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