Thanks for the reply!
My university journey has been far from straight forward. I went from A Levels to uni but then after the first year, I changed courses within the same uni (because I found a more suitable course, not because I failed that year). So I had essentially used the gift year the following year and was planning to complete the course I'm on now, but obviously this sudden decline in my partner's health happened and resulted in the situation I'm in now. Yes, due to her sudden decline, she was forced to give up her job which affected me too as we pool our finances together to afford rent etc. So I'm not able to continue stay by myself for the reasons of not being able to afford it financially and also as mentioned below, I couldn't be long distance from her for a whole year. I have mentioned these reasons do my course director and he completely understands and has written a letter to support that. Her GP also has written a letter stating what exactly happened to her and how it affected her ability to work. The university I'm transferring to, will not allow me to transfer straight into the third year of the course and require me to repeat the second year, but the entry requirements for this was to complete my current second year and get a certain percentage.
I had spoken to SFW and they explained that I have only two funded years left and the course I'm transferring has three years left.
The illness of my partner was severe as she was hospitalised three times within the same year (and we still don't know what's causing her illness) and we're engaged to be married so hopefully that will count for something with my PCR and I couldn't think of the possibility of being long distance for a year.
Sorry that this is all confusing, but any advice/guidance would be much appreciated!