So for a bed set theres a mattress cover ( that one that you dont wash ), dust-mite cover, that scrunchy one that goes down first and is pulled under the mattress, the thin sheet, and then the comforter/duvet.
The mattress cover is pointless, Ive heard it "protects the mattress" but only some people use it so it cant be that helpful. Dust mite covers keep me from dying so I guess its useful. The scrunchy one needs to go down over the dust mite cover so that you're not sleeping on a waxy sheet. The duvet is what you sleep under when its not steaming hot outside, thats also useful.
But now what on earth is the purpose of that remaining thin sheet that goes under the duvet? You already have the scrunchy one to sleep over and the duvet to sleep under, plus whatever throw blankets you have. It seems like just a way to collect dust, another sheet you have to tuck in when you make your bed in the morning, and another piece of bedding you now need to wash. I seriously dont know anyone who sleeps under it... and really, why would you? Its paper thin -no, not even paper thin-, certainly not going to provide you any warmth.
Perhaps its good in the summertime when its hot out but if you use it as so, you're really just using it as a thin cover.
My bedding is currently in the wash and Im not planning on putting that thin sheet back on my bed unless someone can give me a reason why they're not entirely pointless. Not that Im really expecting to get any proper answers because I dont think any exist.