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What do you mostly waste money on/ bad money habits? watch

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    i spent £200 just in River Island when they had the sale on

    And then going out to eat and drinks. I think i spent like £100 once when i went out a few weeks ago in 5 hours

    i spend too much.
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    Socialising (including travel to see friends), holidays and food (meals out, deliveroos, Starbucks etc). I don't think these are particularly wasteful - I work hard to earn my money so I may aswell enjoy it- *it just means I live pay check to pay check and don't put much away for the future.*
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    (Original post by SophieSmall)
    Yeah, the money goes so fast when you're socialising. Even if what you're buying is cheap, it adds up if you do it often.
    Oh yes, definitely, or not even that but when you've bought a takeaway but then you want desserts and a drink and you've blown far too much in 1 go already and you plan to do this about 4 times that week lol

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    I have 0 expenses.
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    Music and outings with friends, probably the standard answer... 😂

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    Makeup. I tell myself I don't need another lipstick or another eyeshadow shade but they just make me so happy and I love collecting them :lol:

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    Technology and Gadgets
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    Boats 'n hoes
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    Love a bit of gardening
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    I spend loads on stuff for my baby brother, as well as accessories and jewellery I don't necessarily wear
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    Online clothes shopping is my number one Even though I usually only buy things in the sale, it all adds up.:pain:
    Secondly, I often buy sweet treats from work - so cookies, cakes, chocolate. :pain: Though, this one doesn't really cost THAT much.
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    Nothing at all.. it's not like i'm taking in it with meh to Hell~

    So to hell with all worldly possessions~ hehehe xd
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    Food. But unlike most of the others on here who waste it on food, I tend to waste it on fruits and berries and such. I can spend around £5 every day on top of the normal food shopping. I guess I at least get my 5 a day
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    Beer and eating out. I spend about 100gbp in supermarkets/liquors and probs another 60 gbp on eating out each week. My rent comparatively is 79 a week, my car is 600 and I have no car insurance or any other major costs - new clothes I pretty much never buy lol.
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    Sweets and bakeries and yoghurt shops ;-; My money just floats away when I end up in either. And I'll be there after two days ;-;
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    (Original post by LavenderBlueSky88)
    Socialising (including travel to see friends), holidays and food (meals out, deliveroos, Starbucks etc). I don't think these are particularly wasteful - I work hard to earn my money so I may aswell enjoy it- *it just means I live pay check to pay check and don't put much away for the future.*
    I think you may have just found the answer to your last couple of threads.
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    Obviously on food :gah: I don't really cook because after work I'm too tired to do anything, so just get Sainsbury's meal deal :teehee: Or go to Waitrose/M&S and get some ready meals.
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    Food and clothes and starbucks :/
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    (Original post by SophieSmall)
    I think you may have just found the answer to your last couple of threads.
    in comparison to most people I don't "waste" a lot. It's just my disposable income is small, to most people I probably seem pretty frugal. On my income I'd have to never go out, have nice food or go on holiday to save much money- I'd rather live my life at the moment to be honest. I don't do these things constantly, for example this week I've spend a little over £10 on my weekly shop - it just means that maybe next weekend I can have a meal out without feeling too guilty. A lot of people are in a much more financially stable position due to savings from when they were younger, inheritance, or living with parents for a few years while working.*
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    make up or dog stuff lol
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    (Original post by LavenderBlueSky88)
    in comparison to most people I don't "waste" a lot. It's just my disposable income is small, to most people I probably seem pretty frugal. On my income I'd have to never go out, have nice food or go on holiday to save much money- I'd rather live my life at the moment to be honest. I don't do these things constantly, for example this week I've spend a little over £10 on my weekly shop - it just means that maybe next weekend I can have a meal out without feeling too guilty. A lot of people are in a much more financially stable position due to savings from when they were younger, inheritance, or living with parents for a few years while working.*
    To put it into perspective for you. You live on over twice as much as me post tax (I live on 8k per year) and yet I save at least 1k per year while living away from home all year paying rent, bills and transport. Only differences are I don't pay council tax nor have a car. The only way I can do this is through budgetting and sacrafices, but that doesn't mean I never go out or have fun. I definitely wouldn't call you frugal by comparison.

    If they are the decisions you want to make then fair enough. Your choice and I hope you're happy. So long as you realise you are the only reason you are not saving, not your income. there is always room for improvement and cut backs fir the vast majority of people.
 
 
 
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