Do I need a credit card for a hotel or will a debit card do

Studentboy783

14

So to rent a hotel will I need a credit card or will a debit card be ok. Looking at premier inn’s if that helps.

Reply 1

monkeyman0121

20

I mean I doubt any of them are not fine. I would recommend a debit because it is your money at the end of the day whilst credit is more the banks money that you have to pay back. No headaches later in life with debt or payments monthly.

Reply 2

Studentboy783

OP

14

Original post by monkeyman0121

I mean I doubt any of them are not fine. I would recommend a debit because it is your money at the end of the day whilst credit is more the banks money that you have to pay back. No headaches later in life with debt or payments monthly.

So debit card will be accepted good have no credit card and after the experience people I know have had with them I don’t intend on getting one anytime soon

Reply 3

Joinedup

20

Yeah, I've used debit cards at various chain hotels.

sometimes they'll do a pre-authorisation check to make sure you've got enough in your account before booking you in.

Reply 4

Fullofsurprises

20

Original post by Studentboy783

So to rent a hotel will I need a credit card or will a debit card be ok. Looking at premier inn’s if that helps.

Sometimes there is an extra charge for using credit cards as opposed to debit cards, so it's always worth checking on that when booking.

Some hotels (not Premier Inn) take a 'reserved amount' from a card when booking (or arriving at the hotel) which is allegedly to cover any possible expenses you will incur whilst there. This is something to be cautious about when using a debit card - if they block out a large amount by reserving it (even if you don't actually spend it in the end) it will prevent you from using that money whilst they hold that reserved amount.

Reply 5

Studentboy783

OP

14

Original post by Fullofsurprises

Sometimes there is an extra charge for using credit cards as opposed to debit cards, so it's always worth checking on that when booking.

Some hotels (not Premier Inn) take a 'reserved amount' from a card when booking (or arriving at the hotel) which is allegedly to cover any possible expenses you will incur whilst there. This is something to be cautious about when using a debit card - if they block out a large amount by reserving it (even if you don't actually spend it in the end) it will prevent you from using that money whilst they hold that reserved amount.

Well I’m 99% sure I’d be using only premier inn since they’re basically the Nandos of hotels in that they’re reasonably good, the prices aren’t insane and they’re a chain

Reply 6

Allie4

20

anything is fine

debit card pays directly whilst credit card gives you time to pay it off

Reply 7

Vinny C

20

To rent the entire hotel?

Reply 8

Supreme Autist

4

Original post by Studentboy783

So to rent a hotel will I need a credit card or will a debit card be ok. Looking at premier inn’s if that helps.

To be quite honest with you mate, no one knows. My advice is to pay in cash for everything as the government can't track your purchases, making it easier to go off the radar after the kill. Just some useful information for you.

Reply 9

Studentboy783

OP

14

Original post by Supreme Autist

To be quite honest with you mate, no one knows. My advice is to pay in cash for everything as the government can't track your purchases, making it easier to go off the radar after the kill. Just some useful information for you.