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    (Original post by Hot_Potato)
    Hahaha who even has coffee at 1am?
    someone who wants to stay up until morning?

    did your boyfriend happen to sleep in school?..or does he just have a lack of natural common sense?

    He needs to phone the bank and ask about the terms and conditions of his account and actually pay attention because right now he sounds neck deep in debt and it's only going to get worse when the overdraft period ends, and then he's going to have to pay all that money back plus whatever the interest rate is.
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    Under 18s cannot get overdrafts
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    This is why finances and banking should be taught seriously in schools.

    :facepalm2:
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    (Original post by lipslikemorphine)
    someone who wants to stay up until morning?

    did your boyfriend happen to sleep in school?..or does he just have a lack of natural common sense?

    He needs to phone the bank and ask about the terms and conditions of his account and actually pay attention because right now he sounds neck deep in debt and it's only going to get worse when the overdraft period ends, and then he's going to have to pay all that money back plus whatever the interest rate is.
    He said he got a letter about it and they said that because of the account he's in he won't be charged or anything

    He only went over by £50
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    (Original post by Hot_Potato)
    He said he got a letter about it and they said that because of the account he's in he won't be charged or anything

    He only went over by £50
    Definitely an overdraft he's got with the account then.

    Also he's very lucky to have you. You worry on his behalf and seem to be doing much more to discover the ins and outs of "the adult world of banking and finances" than he's concerned!

    Shout out to the caring girlfriend!


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    (Original post by Crystalclearmagic)
    Definitely an overdraft he's got with the account then.

    Also he's very lucky to have you. You worry on his behalf and seem to be doing much more to discover the ins and outs of "the adult world of banking and finances" than he's concerned!

    Shout out to the caring girlfriend!


    Posted from TSR Mobile
    Haha why thank you ^.^ well they say men don't think with their brains so someone has to bother looking into information!

    But like someone said things like this should be taught in schools so we know how to deal with the real world to some extent
 
 
 

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