Why is it considered bad to be a miser?

Things like... if my friends and I are going to a pub, I'll eat before I go so I can just buy a small side or small dessert instead of a meal. And I'll almost always get tap water when out.

I won't always go for the cheapest option in, say, supermarkets, like I still eat branded stuff, but I always try to get things when they're on offer and get the best price etc.

My boyfriend called me a miser the other day because I went to buy some bread for toast - I came back with white toastie bread, and he asked why I didn't get the Hovis super seeded one, which he knows is my favourite. I said, because the toastie bread was a pound cheaper and I was planning to leave the bread with him anyway (I was visiting, and he doesn't like seeded bread).

I don't know, I'll deny myself "treats" here and there, but I never go hungry or anything like that, I eat well. I just don't like to buy things when out.

It's a mix of jealousy you've used your money more wisely and because it invalidates peoples beliefs lol. Be proud.

e.g. I manage to save about 10k a year with a net income of 15k (10k student loan 5k work). This over 4 years = 40k, which is over the average deposit for a house (33k), and disagrees with the "no one can afford a home" narrative most people have convinced themselves is true while in reality they're just pissing away money on stupid unnecessary ****.

There is no way you can pay rent and utility costs and still have an annual outgoing of £5,000. That means you are most likely living with your parents.

This is not feasible for many people or many of us have a level of self-respect that means we do not wish to suckle at the teat of our parents into adulthood. It is worth bearing in mind before you accuse others of jealousy.

Just lol at this cope. I'm not in contact with my parents, and when I was they were both abusive benefits leeches so no money from them. Rest of my siblings are in debt or have a few hundred to their name.

Here's the *****est accomodation in various cities, I myself pay 65 a week

https://www.spareroom.co.uk/flatshare/lincolnshire/lincoln/2802074 (55)
https://www.spareroom.co.uk/flatshare/north_yorkshire/york/10314118 (60)
https://www.spareroom.co.uk/flatshare/leicestershire/loughborough/407396 (65)
Bills are on average 15 a week in a shared 4 bed house (rounded up). Food 20 (rounded up). Total = 65+15+20=100, 100*52 = 5,200.
Before I get accused of lying about food I buy a mix of aldi and tesco value, don't drink and bills are in a houseshare of 4.

In conclusion, stop making excuses it's pathetic. ANYONE who makes 15k a year with no dependents and worked as a kid can have this much in 3 years (for me, at age 21). There are no excuses.

Just lol at this cope. I'm not in contact with my parents, and when I was they were both abusive benefits leeches so no money from them. Rest of my siblings are in debt or have a few hundred to their name.

Here's the *****est accomodation in various cities, I myself pay 65 a week

https://www.spareroom.co.uk/flatshare/lincolnshire/lincoln/2802074 (55)
https://www.spareroom.co.uk/flatshare/north_yorkshire/york/10314118 (60)
https://www.spareroom.co.uk/flatshare/leicestershire/loughborough/407396 (65)
Bills are on average 15 a week in a shared 4 bed house (rounded up). Food 20 (rounded up). Total = 65+15+20=100, 100*52 = 5,200.
Before I get accused of lying about food I buy a mix of aldi and tesco value, don't drink and bills are in a houseshare of 4.

In conclusion, stop making excuses it's pathetic. ANYONE who makes 15k a year with no dependents and worked as a kid can have this much in 3 years (for me, at age 21). There are no excuses.

The definition of a miser seems to be someone who likes to hoard money, saving instead of spending.

I will happily admit that I am extremely stingy with my money - I like to save it all "just in case" and will often feel guilty if I make a purchase that's not absolutely necessary. I keep an edexcel spreadsheet as a budget and make a note of incomings and outgoings.

However, I have been called a miser and, after looking at definitions, I admit that I am definitely one! But why is it bad? I do spend money on 'fun things' sometimes and I don't live in poverty or anything. I just like to know that I'm sat on a pocket of money for the future in case I need it.

But why do people think this is a bad thing?

Firstly you are citing cheaper cities.

Secondly, you are assuming people don't face other costs you haven't listed including transport, university costs, clothing, personal care/hygiene products, phone costs, costs associated with socialising, costs of dates, the cost of condoms that comes with being sexually active, etc.

While you maybe willing to go without such things many young people prefer a bit of enjoyment in their lives that goes beyond eating boiled pasta and admiring their bank accounts.

Then you are caught by Sulflo's other criticism, "self-respect". How many people have such little self-respect that they live in a shitehouse such as that. That's what I don't understand -- in the immortal words of Joey Coco Diaz, you're getting paid, b*tch!!! Act like it.

Don't be one of those 90-year-old mushes who dies in a council flat with a million in the bank, after a liftetime of not having any fun or enjoyment, and having no children to pass your monies on to.

Just lol at this cope. I'm not in contact with my parents, and when I was they were both abusive benefits leeches so no money from them. Rest of my siblings are in debt or have a few hundred to their name.

Here's the *****est accomodation in various cities, I myself pay 65 a week

https://www.spareroom.co.uk/flatshare/lincolnshire/lincoln/2802074 (55)
https://www.spareroom.co.uk/flatshare/north_yorkshire/york/10314118 (60)
https://www.spareroom.co.uk/flatshare/leicestershire/loughborough/407396 (65)
Bills are on average 15 a week in a shared 4 bed house (rounded up). Food 20 (rounded up). Total = 65+15+20=100, 100*52 = 5,200.
Before I get accused of lying about food I buy a mix of aldi and tesco value, don't drink and bills are in a houseshare of 4.

In conclusion, stop making excuses it's pathetic. ANYONE who makes 15k a year with no dependents and worked as a kid can have this much in 3 years (for me, at age 21). There are no excuses.

An absolutely based response, good on you mate, everyone else here may rag on you but when you leave uni with a deposit, you are the one laughing!

I myself will be getting a maintenance loan similar to yours and plan to work time so I hope to emulate what you havedone, and in my gap year I've worked full time. I can't wait to buy a house straight out of uni when the others who need expensive clothes and cars still live with their parents.

I understand where you're coming from, but I don't really feel dissatisfied with this lifestyle. I eat the healthiest/best out of the people in my house and have time to go camping/"urbexing" regularly which I love and costs little/nothing. Other people just seem to spend their money on useless **** (see above) instead of worthwhile experiences.

There is no way you can pay rent and utility costs and still have an annual outgoing of £5,000. That means you are most likely living with your parents.

This is not feasible for many people or many of us have a level of self-respect that means we do not wish to suckle at the teat of our parents into adulthood. It is worth bearing in mind before you accuse others of jealousy.

Cheers man, manage to save 10k a year and it will be yours, no ifs no buts.

What you seem to be forgetting is that you are not defending your lifestyle but prescribing it for others. With respect, eating basic means and camping are not everyone's idea of a good time or experience. You are saying people are foolish for spending lavishly, but it is a source of enjoyment to them as much as your camping or having the safety of savings are to you.

The only thing that would stop me is food, what do you eat to spend only £20 a week?