How do they catch uninsured drivers?

i drove without an mot for months. must've driven past at least 10 police cars.

never got done

Really? I find that very hard to believe

What happens if someone reports it?

Does insurance decrease year after year?

Would they check driveways?

Also, does insurance decrease year after year?

How much does insurance increase, if I crash

LOL. I am bothered with insurance.

I have seen cars being pulled over near my workplace. It was just a thought as to how these police cars know you are uninsured, and also why people do it?

I'm not saying I am going to do that.

If someone reports it it will be up to the police to decide if it is worth acting on.
They wouldn't need to check the driveways as legally you do not need the vehicle taxed or SORN if it is parked on private land (e.g. a driveway or garage). If you're basing this on your example of your friend driving you vehicle, they would have to pull him over, or approached him when he was parked on the road. Remember that you too can get in trouble if you knowing let someone drive your vehicle if they do not have insurance.
Finally, for insurance, it almost certainly will go up. Driving without insurance is a 6 point fine if I remember correctly, and points will screw your license. Insurance should decrease the more years you have been driving, but obviously is affected by whether you change your vehicle, if you move to a different area, if you have any crashes, claims or convictions etc. If you crash your insurance may not go up, especially if you do not claim on the insurance. A friend of a friend totalled his car and ended up in a coma, but his insurance has changed as he didn't claim on the insurance.

Basically, don't be a tit, get insurance.

Hi,
Can you only get fined for driving uninsured if you are caught driving by a police officer/police car? Do they check the cars in each driveway for example? How do people get punished for driving uninsured?

What happens if someone reports it?

Does insurance decrease year after year?

Police cars have automatic number plate recognition things on their cars so it scans immediately for if you don't have a license, insurance, mot etc.

wrong on so many levels, it's called ANPR

Every time you say that I feel you are going to do that. If you are, don't.

Does that mean every single police car is fitted with these? Even if they drive past you on their way home or what not?

I'm just curious because I drove without mot by pure accident as I didn't realise it was due as im a new driver...

Errr the majority of police cars dont have ANPR systems on them, especially if you live outside of London.

To be honest there is very little chance of getting done for driving without insurance / MOT alone. Most people who get fined for stuff like that are initially pulled for something else (minor speeding offense and the likes). Or ofcourse if they are involved in an accident.