No insurance
I was driving a car without insurance i am holding a provisional licence and my friend accompanying me having full insurance but he got international driving licence what happens now??
Your insurance provider determines the level of risk you pose by considering certain factors, like your age, job title, postcode, and the car you drive. But other factors have an effect on your premiums too; things like fraudulent claims and uninsured drivers hike up the cost of everyone's insurance.
Original post by lesgo21
why is insurance so expensive in the UK?
As much as the first years driving and insurance price is notoriously sky high it drops quickly after a year or two, I'm on about £4-500 now for a sports/fast car, I'd prob pay half that for for a regular car.
Original post by Khizer Hayat
I was driving a car without insurance i am holding a provisional licence and my friend accompanying me having full insurance but he got international driving licence what happens now??
Did you get caught/stopped?
If not then you may have got away with it. Otherwise you will get points on your licence and a fine.
Original post by Khizer Hayat
I was driving a car without insurance i am holding a provisional licence and my friend accompanying me having full insurance but he got international driving licence what happens now??
What country issued your friend's driving licence? Only licences from certain countries qualify your friend to supervise you.
Your 'supervisor' needs to hold a valid driving licence (& not be banned from driving) to supervise you for the class of vehicle you are in (manual if it is a manual car) a licence issued by the UK or EU, Switzerland, Norway or Liechtenstein and have held it for 3 years and be over 21 years of age.
If you are driving you need to be covered by a policy of insurance as a named driver (you can have independent insurance by a specialist learner driver insurer that covers you separately) but there must be a policy of insurance on the car by the owner of the car
Your supervisor has to 'actively' supervise you not just sit next to you. Your supervisor if you were stopped would likely get done for aid and abet no insurance, aid and abet failing to supervise a learner driver and also get points. If they said they were not supervising you only you would get done as the driver for no insurance and driving otherwise than in accordance with a licence (unsupervised) maybe no L plates? If the police followed it up the owner of the car the owner could get done for permit no insurance (unless the owner of the car says you took their car without permission then you get done for taking a vehicle without the owners consent)
So if it hasn't happened drive legally from now on. If you were stopped and reported you could have some grief coming your way
If you are driving you need to be covered by a policy of insurance as a named driver (you can have independent insurance by a specialist learner driver insurer that covers you separately) but there must be a policy of insurance on the car by the owner of the car
Your supervisor has to 'actively' supervise you not just sit next to you. Your supervisor if you were stopped would likely get done for aid and abet no insurance, aid and abet failing to supervise a learner driver and also get points. If they said they were not supervising you only you would get done as the driver for no insurance and driving otherwise than in accordance with a licence (unsupervised) maybe no L plates? If the police followed it up the owner of the car the owner could get done for permit no insurance (unless the owner of the car says you took their car without permission then you get done for taking a vehicle without the owners consent)
So if it hasn't happened drive legally from now on. If you were stopped and reported you could have some grief coming your way
Original post by lesgo21
why is insurance so expensive in the UK?
People driving without insurance is one of the reasons why it's so expensive.
Cost of car parts and labour costs to fix the car etc is another reason why
Original post by StriderHort
As much as the first years driving and insurance price is notoriously sky high it drops quickly after a year or two, I'm on about £4-500 now for a sports/fast car, I'd prob pay half that for for a regular car.
Quick question, how old are you pal (and do you have any NCBs)? I remember you saying in another thread that you have a NA V8 S5, right? £500 sounds like an absolute dream on that kinda machine.
Original post by Anon2463
Quick question, how old are you pal (and do you have any NCBs)? I remember you saying in another thread that you have a NA V8 S5, right? £500 sounds like an absolute dream on that kinda machine.
Yeah I'm a good bit older and have a few years NCB, really just making the point that your insurance doesn't stay that way forever and gets a lot more reasonable.
(My 1st year insurance in the Audi was £1600ish about 18 months ago, it came down fast )
(edited 3 weeks ago)
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