The Student Room Group

I have good credit on Experian but terrible on ClearScore

Hi I just wanted to post because I am really confused I have a really good credit score on Experian (951)
But on Clear score I only have a 234 why is this?
Different data sources and risk criteria, Beyond that you'd need to ask them.
Original post by Pixelfoof
Hi I just wanted to post because I am really confused I have a really good credit score on Experian (951)
But on Clear score I only have a 234 why is this?


Both of these sites will tell you what you’re doing right or wrong. Look at the details and not just the numbers.
Reply 3
Original post by Pixelfoof
Hi I just wanted to post because I am really confused I have a really good credit score on Experian (951)
But on Clear score I only have a 234 why is this?


The scores are meaningless.
Have you tried Credit Karma? See if there are similarities in credit score..
Reply 5
The scores in themselves don't mean anything, but make sure you have the correct details listed for both credit check agencies.
Reply 6
As others have said, the scores are meaningless and serve only to get you to pay for their premium products so they can "help you improve your score." Look at the actual contents of the credit report for both agencies. If they're both correct, then there is nothing to be concerned about. If there is something negative on Clearscore that you don't recognise, then then you need to fix that.

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