I am going into second year university and did a foundation year (lived in halls) , did first year in a house and am staying another year in a house for second year but have really struggled with money. Most of my friends will be going home anyway as they didn’t do foundation year so will be graduating. I am thinking of moving home to do my final year, even though the commute will be long (I have a car and can drive, and could use the loan for petrol and helping out my parents). Does it make sense to do this for third year? Especially in terms of work load? Or would I find it easier renting again, even though that would probably mean doing more hours at work potentially taking away from study?