+ Paying should enable you to lose your virginity.
- Although you're 'legal', most escorts wouldn't accept a booking from someone who they think is 16.
- If it doesn't go well, you've paid a substantial sum for it.
- If it does go well, you're not going to be able to repeat it without paying another substantial sum - the comment about it not being 'financially healthy' is spot on.
- If you want to know what the physical sensations are like, get a Fleshlight.
- There really is more to sex than sticking your penis inside a vagina, there's the emotional side too, and you won't get that from paying for it.