Ordinary Degree

At the age of 50, I decided to go back into education to study for my first degree. I decided to do a Foundation Degree in Music, which took two years and I really enjoyed it. During my third year, which was a BA (Hons) top-up, I fell ill with depression so I didn't complete the year. Having done half of the modules, I signed up to complete the course for a fourth year believing that it wouldn't be so hard to do the other two and a half modules. Unfortunately in October, my father was diagnosed with cancer and he was too frail to receive treatment. Father passed in February and it took a while before I realised that I hadn't really connected with my supervisor. After explaining the situation, I was offered an intercollation, which I refused because I was told I would have to pay my student finance back. I couldn't afford to do that so I told my supervisor I would try and carry on. I guess my grief was too much and before I knew it, my supervisor was telling me he had spoken to the examination board and they were awarding me an Ordinary degree. I had not heard of this term before so after some research I come to the conclusion that my path in education has come to an abrupt stop. I can't find any information on whether this can be turned into a Honours degree with further studies but what I have found is that no one will accept it as a springboard to a Masters degree. My supervisor said I was on track for a 2:1 so this is really bothering me. On top of this, 4 years of student loan now seems like wasted money. Does anyone have any useful advice on what my options are or what I should do?