hi guys, been driving for about 1 1/2 years now, had my first crash.
basically i was on the approach to a t junction, a car was tailgating me, when i stopped, or was slowing to a stop, i think he reared me (there was damage to the rear of my car), shunting me past the stop line, there was an oncoming car and i tried to drive out the way but we crashed.
the car that was behind me drove off immediately but witnesses took his registration. my insurance have chased it up and said he is saying he wasnt even at the scene of the accident, he was at home and his car is not damaged.
my questions to you people are
a) how long does the police investigation for these things take and when might i hear the outcome?
b) who determines liability - police or insurers?
c) will i have to pay any money to anyone?
d) my insurers said to claim from the MIB motor insurance bureu for untraced drivers, but i saw online this claim can take up to three years????
please help im getting so stressed, i just want it to be over, there is non stop papaerwork :-((((