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    Hi there

    I'm living on campus at the moment and the cost is £4650 a year. My mum is a single parent. She earns a good wage so we were told she would have to pay for the accomodation costs. I'm only 16 so can't get a loan or bursary to help towards the costs. My mum is paying back her own student loans and private rental for our house, and has credit card debts from when she went to uni a few years back, so has very little money left each month.

    When I started college last August we handed in a direct debit form for £512 a month to pay for the accomodation. The college told me to apply to the hardship fund for money to help toward this which we did, and were awarded £100. A month later one of the tutors said that everyone should apply again as there was still money left in the pot. I applied again and didn't hear anything. A couple of weeks ago my mum checked her bank account and nothing has been taken off for accomodation since the start of college. My mum isn't exactly great with her finances and thought the money had been getting taken off each month. Turns out nobody has had any money taken off so far.

    My mum contacted the college and was told it would be looked into. Today I've had a letter through asking for £4650 to be paid by the end of February.

    I wanted to ask if anyone knows if they can demand all of the money now, when they were the ones who failed to set the direct debit up 6 months ago? There's no way my mum or I can afford to pay that. We could pay what would have been expected each month going forward, but not all of the backdated amounts. Any advice from anyone?

    Thanks
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    (Original post by ponio123)
    Hi there

    I'm living on campus at the moment and the cost is £4650 a year. My mum is a single parent. She earns a good wage so we were told she would have to pay for the accomodation costs. I'm only 16 so can't get a loan or bursary to help towards the costs. My mum is paying back her own student loans and private rental for our house, and has credit card debts from when she went to uni a few years back, so has very little money left each month.

    When I started college last August we handed in a direct debit form for £512 a month to pay for the accomodation. The college told me to apply to the hardship fund for money to help toward this which we did, and were awarded £100. A month later one of the tutors said that everyone should apply again as there was still money left in the pot. I applied again and didn't hear anything. A couple of weeks ago my mum checked her bank account and nothing has been taken off for accomodation since the start of college. My mum isn't exactly great with her finances and thought the money had been getting taken off each month. Turns out nobody has had any money taken off so far.

    My mum contacted the college and was told it would be looked into. Today I've had a letter through asking for £4650 to be paid by the end of February.

    I wanted to ask if anyone knows if they can demand all of the money now, when they were the ones who failed to set the direct debit up 6 months ago? There's no way my mum or I can afford to pay that. We could pay what would have been expected each month going forward, but not all of the backdated amounts. Any advice from anyone?

    Thanks
    1. Its your mums fault for not being able to notice a major payment such as your accommodation not being paid. Being bad with finance or absent minded doesnt cut it.
    2. If your mum filled out the direct debit form amd it was somehow the colleges fault nothing was taken, then they are partly at fault. Its my understanding that it would be the person who pasy who sets of the direct ebit i.e your mum.
    3. Go and speak to either a student welfare officer or CAN or the hardhsip fund and seek an arrangement, explaining what has happened (especially if they are at fault) and see of they will acceptthe monthly payment plus an amount extra to try and pay the arrears. She could also agree to carry on paying the accommodation fee of £412 a month when term finishes i.e during the summer, in which case it would be nearly cleared by the time term starts next academic year.
    4. Tell them you cant afford the lump sum. You didnt say what happened about ypur additional application to the hardship fund.
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    Thanks 999 tigger.

    For the direct debit, we gave the form to the college on the day I started and they should have given it to the college's bank to be set up, but didn't do it.

    I never got a reply for my second application for the hardship fund. One of my tutors had the form as they have to write a recommendation on it, then they pass it to finance. We didn't hear back after the tutor had it.

    Just before we did the form for the hardship fund my mum spoke to finance and asked what would happen if she literally couldn't afford the accomodation costs as she knew she wouldn't be able to pay them in full. They said not to worry, and that the college do everything they can to keep someone on the course and that we should do the form for the hardship fund, which is what we did. I think my mum thought that maybe we hadn't been charged because we'd put the form in, but then we found out a couple of weeks ago that nobody had been charged.
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    (Original post by ponio123)
    Thanks 999 tigger.

    For the direct debit, we gave the form to the college on the day I started and they should have given it to the college's bank to be set up, but didn't do it.

    I never got a reply for my second application for the hardship fund. One of my tutors had the form as they have to write a recommendation on it, then they pass it to finance. We didn't hear back after the tutor had it.

    Just before we did the form for the hardship fund my mum spoke to finance and asked what would happen if she literally couldn't afford the accomodation costs as she knew she wouldn't be able to pay them in full. They said not to worry, and that the college do everything they can to keep someone on the course and that we should do the form for the hardship fund, which is what we did. I think my mum thought that maybe we hadn't been charged because we'd put the form in, but then we found out a couple of weeks ago that nobody had been charged.
    1. I'm not completely aux fait wuth DD. Normally the details are obtained from the person you are paying and the account holder i.e your mum sets it up as she has to authorise it. Did you complete a form and your mum signed it?

    If that's the case then you can question the college why it wasnt set up. That is in your favour, although responsibiliyu to chase up is your mums.

    2. The application to the hardship fund you can chase up.

    Imo the bill might just be something that goes through automatically and is issued by computer. What you really need to do is contact them, find out what is going on, then point out your inability to pay and the previous history. It might be better doing this through the hardship fund first because then they can talk to accommodation, especially if they have decided to award you any additional money.

    Find out what they say and if there isnt an immediate obvious solution, hen consider what i wrote in the first post.
 
 
 
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