The Student Room Group

Can I get PG loans if I've already borrowed UG tuition + maintenance loans?

So atm I've borrowed full UG tuition loans. This year I haven't taken out any maintenance loans but planning to do so next year, in addition to tuition loans. I wanted to ask if I would still be eligible for postgraduate loans?

Thanks!
All eligibility requirements are here:
https://www.gov.uk/masters-loan/eligibility

Usually, only equivalent qualifications will prevent you accessing funding.
You don't lose PG entitlement because you've previously claimed UG loan and maintenance. I guess the exception would be where UG is to master's level.
Reply 3
Ah, thanks. I was confused about "You will not be able to get a Postgraduate Master’s Loan if: you’re already getting payments from student finance for another course that you’re studying" - I thought that applied to undergrad courses as well. Thank you for clarifying it! :smile:

Original post by SarcAndSpark
All eligibility requirements are here:
https://www.gov.uk/masters-loan/eligibility

Usually, only equivalent qualifications will prevent you accessing funding.
Original post by frostfly
Ah, thanks. I was confused about "You will not be able to get a Postgraduate Master’s Loan if: you’re already getting payments from student finance for another course that you’re studying" - I thought that applied to undergrad courses as well. Thank you for clarifying it! :smile:


I think it means if you are studying another qualification at the same time. I can't quite think how it would work, but I guess it's there to stop someone studying two masters part time and getting loans for both.
Original post by frostfly
Ah, thanks. I was confused about "You will not be able to get a Postgraduate Master’s Loan if: you’re already getting payments from student finance for another course that you’re studying" - I thought that applied to undergrad courses as well. Thank you for clarifying it! :smile:

As mentioned PG loan is not normally affected by UG loans. I would beware tho, the PG stacks on top of the UG loan, meaning until you pay back the PG loan you pay 15% (9+6) of your income over 25K back to the government (but this loan should be paid back much faster as its capped at 10K+interest)...

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