Hi. I'm currently completing my masters, but due to health issues I've been advised to go part-time. This is ideal for me and I'd definitely benefit from the extra time, however, if I switch the remainder of my loan would be halved and given to me next year. If this happens I will not be able to pay the rest of my rent for my accommodation for this year. I will likely be remaining at home next year and my tuition will be much lower so I really don't need that much money next year.
Is there any way I can negotiate with Student Finance so I get most of the money now and then a smaller amount just to cover my tuition next year? Or could I wait to recieve my last payment, pay rent and tuition, and then switch to part-time? Or will student finance ask for money back in that situation? I'm really lost with this. I'm also technically eligible for the Disabled Student Allowance now, but I doubt they'd be able to cover this cost. Any advice?
(For context, the loan is from Student Finance Wales)