I agree with you so much! Unfortunately so many people nowadays have a negative mentality where they take everything for granted and allow themselves to be completely financially reliant. My parents have offered to give me money for my studies, but I know how hard they've worked for it themselves (we're a low-income family), and instead have funded myself on my own wages, SF & university bursaries. You feel a lot prouder when you know you work hard and earned that money yourself, and it's your money to spend as you please.