Friends always want to go out but I am broke?

Have you suggested to them the things you would like to do instead?

I haven't got my student finance yet and my parent has lost their job so I am not in the best of financial situations. I would love to meet my friends but they always want to go out to eat and I can't afford it at the moment so I tell them I can't make it. I don't understand why we can't go for a walk or do things which don't cost anything.

I feel too embarrassed to tell them about my financial situation

No because it is the birthday of one of the people in my friendsio group and they want to go to Nandos so would feel bad if everyone didn't go just because of me as it is their birthday so they should choose.

A student bank account isn't an option for you? Normally, you'll get interest-free overdraft.

Also, you could say you can't make the nando's thing but try and suggest meeting up another time to do something else (that you can afford) and see what they say. Good friends wouldn't hold your financial situation against you.

I had the same issues during my first postgrad, I told friends that I had to work or study.
Just tell your friends that you are too worried about covid to visit restaurants, use public transport or go inside other people's homes.

How did you manage to juggle work and studies? Was it manageable? Were your friends understanding or did your friendships suffer as a result?

I haven't got my student finance yet and my parent has lost their job so I am not in the best of financial situations. I would love to meet my friends but they always want to go out to eat and I can't afford it at the moment so I tell them I can't make it. I don't understand why we can't go for a walk or do things which don't cost anything.

I feel too embarrassed to tell them about my financial situation