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What student finance can I get by SLC

Student Money Week 2018

Got a question about what student finance you could get? Our experts are here to help.

Emma has worked as a customer advisor for Student Finance England for 18 months and will be happy to answer your questions on student finance.

Rodger has been working with the Student Loans Company for five years and specialises in Student Finance England, Disabled Students' Allowances and EU customers.

Please be aware all answers will be posted on Wednesday 14 February.

(edited 6 years ago)

Reply 1

melliottme

14

Our daughter will begining a 4 year course this Sep/Oct and our income some of which is from a small business we have will drop fairly significantly from July this year. Can we have her maintenance loan based on the estimated projection for the following year? We accept that if we did better than we thought the SLC would reclain any excess the following year.

Reply 2

Pdotlz

2

Could you outline how maintenance payments work now as i’ve heard they increase throughout the year which places pressure at the beginning. I’m studying Urban Planning which has a great shortage but no support has been offered from what i’ve searched

Reply 3

TerribleGrades

15

Will my living conditions affect my student finance?

Say if I stated I was planning to live at home on my SFE application, but changed my mind and wanted to apply for accommodation could this be possiblle? Would this be easy to change/rectify as I'm still pretty conflicted about where I want to live and I don't want to specify something permanent. Thanks

Reply 4

ryancorry

When it comes to the maintenance loan and if the amount they give you isn’t enough to cover accommodation and living costs are you able to ask for more or the full amount ??

Reply 5

Marsupilami

1

Hi,

I am an EU national, living in the UK for the last 9 months. My first degree is a BA from an American private college in Greece. I am 28 years old and I support myself by working part-time jobs as I am doing an access course at the same time. Do I qualify for tuition and any other loan? If so, what evidence should I provide? Please, give me some advice.

Thanks

Reply 6

x.jessie.x

10

Original post by Sue Short

Good morning,

In answer to your question, if you over the age of 25 years old we will not use your parents income in connection with your assessment.

We will take into account your partners income if you wish to have a household income assessment.

For applications made in the 18/19 academic year we will be using the income of your partner from the 16/17 tax year.

I hope this answers your questions.

Kind regards

Sue

Would my application take into account my earnings from 16/17 too?

Reply 7

sabinaag

7

I have started applying for student finance for my second year of uni, it says I can apply for a ‘higher amount’ of maintenance loan as well as a maintenance loan. I don’t remember coming across something like that last year, will I be allowed to get more than last year?

Reply 8

Chri Villa

2

is it possible get a student loan if I am applying for foundation degree part time at birkbeck?

Reply 9

Emma Kavanagh

Official Rep

Original post by TerribleGrades

Will my living conditions affect my student finance?

Say if I stated I was planning to live at home on my SFE application, but changed my mind and wanted to apply for accommodation could this be possiblle? Would this be easy to change/rectify as I'm still pretty conflicted about where I want to live and I don't want to specify something permanent. Thanks

Hi TerribleGrades,

You can make changes to your application to advise if you are going to be living at the parental home or elsewhere on your online account prior to your university confirming your registration.

Kind Regards.
Emma

Reply 10

ndk123

14

Hi!

I have an EU nationality and have lived and studied in the UK for the past 2 years(since september 2016); prior to that i was living in the EU- both my parents are EU nationals as well. In terms of student finance, do I apply online or do I need to post the form? would you mind giving me the link as well. What kind of evidence do I need to give as well?

Thanks,

(edited 6 years ago)

Reply 11

Emma Kavanagh

Official Rep

Original post by Pdotlz

Could you outline how maintenance payments work now as i’ve heard they increase throughout the year which places pressure at the beginning. I’m studying Urban Planning which has a great shortage but no support has been offered from what i’ve searched

Hi Pdotlz,

The maintenance payments are made 3 times during the academic year. The funding you are awarded would be paid in 3 installments, 33% in both term 1 and 2 and 34% in term 3. The payment dates would fall in line with the term dates provided by your university.

Kind Regards.
Emma.

Reply 12

AstroNandos

21

For 2018/19,can I not be allowed to use my parents' income for 2017/18 (which is more than 15% lower than 2016/17) rather than an estimation for 2018/19?

Reply 13

Emma Kavanagh

Official Rep

Original post by melliottme

Our daughter will begining a 4 year course this Sep/Oct and our income some of which is from a small business we have will drop fairly significantly from July this year. Can we have her maintenance loan based on the estimated projection for the following year? We accept that if we did better than we thought the SLC would reclain any excess the following year.

Hi melliottme,

We initially take into account the household income details from the 16/17 tax year for an application for the 17/18 academic year. If the household income details are below £25,000 the student would be awarded the maximum maintenance loan available. If the household income for the 16/17 tax year is above £25,000 and the household income has dropped by 15% or more, alongside submitting the household income details from the 16/17 tax year, your daughters sponsors can also submit current year income assessment form (CYI). This would allow us to assess the application based on the estimate income figures for the 18/19 tax year. This form can be found on www.gov.uk under student finance forms. At the end of the tax year we would send out a form to the sponsors to complete to give us the actual income figures and to send us evidence of this.

Kind Regards
Emma Kavangh

Original post by sabinaag

I have started applying for student finance for my second year of uni, it says I can apply for a ‘higher amount’ of maintenance loan as well as a maintenance loan. I don’t remember coming across something like that last year, will I be allowed to get more than last year?

Hi
Yes their is a higher amount of maintenance loan available but the application would need to be fully income assessed and based on the household income.

Was your application based on the household income last year?

Reply 15

Emma Kavanagh

Official Rep

Original post by ryancorry

When it comes to the maintenance loan and if the amount they give you isn’t enough to cover accommodation and living costs are you able to ask for more or the full amount ??

Hi Ryancorry,

The maintenance loan is based on where you will be living and also the household income.

Based on you living at the parental home you could receive a maximum of £7324 which is based on the household income being below £25,000. If the household income is between £25,000 - £58,215 you could receive proportion of the income assessed maintenance loan. If the household income is over £58,215 then you could be eligible for the none income assessed maintenance loan only which is £3224.

Based on you living elsewhere you could receive a maximum of £8700 which is based on the household income being below £25,000. If the household income is between £25,000 - £62,215 you could receive proportion of the income assessed maintenance loan. If the household income is over £62,215 then you could be eligible for the none income assessed maintenance loan only which is £4054.

Kind Regards.
Emma.

Reply 16

Emma Kavanagh

Official Rep

Original post by AstroNandos

For 2018/19,can I not be allowed to use my parents' income for 2017/18 (which is more than 15% lower than 2016/17) rather than an estimation for 2018/19?

Hi AstroNandos,

As it is a current year income assessment we wouldn't be able to use the income details for the 17/18 tax year for an application made in the 18/19 academic year.

King Regards.
Emma

Reply 17

Emma Kavanagh

Official Rep

Original post by Marsupilami

Hi,

I am an EU national, living in the UK for the last 9 months. My first degree is a BA from an American private college in Greece. I am 28 years old and I support myself by working part-time jobs as I am doing an access course at the same time. Do I qualify for tuition and any other loan? If so, what evidence should I provide? Please, give me some advice.

Thanks

Hi Marsupliuliami,

I would recommend you give us a call so we can look into this specifically for you. As you already hold a degree, depending on what course it is your wanting to study would determine your eligibility for funding.

Kind Regards.
Emma.

Original post by ndk123

Hi!

I have an EU nationality and have lived and studied in the UK for the past 2 years(since september 2016); prior to that i was living in the EU- both my parents are EU nationals as well. In terms of student finance, do I apply online or do I need to post the form? would you mind giving me the link as well. What kind of evidence do I need to give as well?

Thanks,

Hi
EU funding is available for you and your fees could be funded and the applications are at the www.gov.ukwebsite, however if you are a EU national who is working, or has a EU family member working in the UK then you may be able to apply as a Migrant worker

please call 0300 100 0607 to confirm

kind regards
Rodger

Reply 19

Mhairi SFE

This chat's now closed, thank you to Emma and Rodger

What student finance can I get by SLC

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