SFE advice on masters interruption

Not sure if anyone from SFE is on this thread.
I am doing masters with the SFE postgrad loan. My Uni has offered chance to interrupt (MH reasons) now after Sem 1 already finished and return sept this year , so I would be doing both Sem 1 & Sem 2 next year.
I understand that my next instalments of the loan to my bank acct would be stopped (already had one) , together with the Uni stopping fee direct debits.
However, what happens next year? Do I have to apply for SFE funding again ?
I don’t understand the qualifying equation and ‘gift ‘ year. If I am on a one year postgrad that is 1+1 but then minus previous study? Obviously I have done a 3 year undergrad in the past . So that leaves me minus 1 ???