if i work my hours during term time, will it effect my maintenance loan?

I'm currently working 20 hours per work week part-time, but if I upped my hours to 30 hours per week during term time, would this have an effect on the amount of maintenance I receive during the next academic year?

I'm currently working 20 hours per work week part-time, but if I upped my hours to 30 hours per week during term time, would this have an effect on the amount of maintenance I receive during the next academic year?

Yes, it would have an effect. I would advise you to stick to the current work plan until you're done with your studies. Thank you

Hi there

Current Cardiff uni student here!

I also work during term time and it has never impacted my maintenance loan. That being said, working 30 hours will undoubtedly impact your quality of education and attendance so I really wouldn't advice you to work so much. Hopefully, an employer who is aware that you're enrolled at university should understand this.

I hope this helps

Jaz - Cardiff student rep

I'm currently working 20 hours per work week part-time, but if I upped my hours to 30 hours per week during term time, would this have an effect on the amount of maintenance I receive during the next academic year?

Maintenance loans are dependent on parental/partner income, not yours as a student (in most cases) because you aren't earning enough to make a full time living by yourself, especially as a student who is already working 30-40 hours a week of studying independently and in person. Even a 30 hour a week part time job shouldn't affect how much you get from maintenance loans!

I've worked various jobs at university and it has never affected how much loan I get.

That said, 30 hours is an awful lot; people before have already stated not to overwork yourself because those kinds of hours combined will inevitably cause a huge amount of mental strain come exams/coursework deadlines. Is your employer aware of your student status?

Hope this helps,
Dom

Hi, thank you for confirming that. just out of curiosity, what's the most amount of hours that u worked yourself whilst at uni (term time)?

yes, many people have said that working more hours will affect my studies and i do think this is true, at the moment i think 20 is fine but if i feel like i can handle it i will think about taking more hours up, only because i want to be able to afford more things and save more for my future. and yes my employer does know that i am a student at uni

I'm currently working 20 hours per work week part-time, but if I upped my hours to 30 hours per week during term time, would this have an effect on the amount of maintenance I receive during the next academic year?

Hi there,

As far as I know it doesn’t affect it unless you are a mature student or you have a certain situation where your student finance depends on your own income instead of your parents.

I hope this helps,
Ellen O’Brien
Y3 Medical Student
University of Sunderland
Digital Ambassador

I'm currently working 20 hours per work week part-time, but if I upped my hours to 30 hours per week during term time, would this have an effect on the amount of maintenance I receive during the next academic year?

Depends. If you're an independent student and/or over the age of 25, your maintenance loan will be assessed against your income, not your parent(s)'s. In this case your income may affect your entitlement. If you are not an independent student and are under the age of 25, then your income is not factored when determining your student finance entitlement.

Note that if you are studying full time, it is not going to be sustainable to work 30 hours a week in any event. Full-time study assumes spending 30-40 hours a week on your course - equivalent to a full time job. Working 30 hours a week on top of that means either your studies will suffer or your work will. You can't plan for that as a realistic plan because you will just burn out very quickly and potentially make things worse for your studies and job in the process.

thank you for that, no I'm not an independent student and I'm under 25. what would u say the max amount of hours is actually manageable alongside full time study?

thanks for that, is it over 20 hours that u work? or less?